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628 S Main St, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 628 S Main St, Chippewa Falls, WI 54729

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 720 sqft · built 1926
OwnerIndividual Name on File
Last Sale$125,300 (Nov 2020)
Tax Bill$1,891 (2025)
Deeds & MortgagesNov 2019 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22808-0741-6171-0415

Property Details

APN / Parcel Number

Primary APN22808-0741-6171-0415
Alternative APN
  • 211 1144

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms1 Room
Stories1 Story
Building Area720 sqft Living Area
Basement Area720 sqft

Exterior

Year BuiltBuilt 1926
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemGas
SewerConnected

Location & Zoning

Account Number211 1144
Street Address628 S MAIN ST
CityCHIPPEWA FALLS
StateWI
Zip54729-3216
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHIPPEWA HEIGHTS 1ST ADD SUBDIVISION OF BLK 4 LOT 15
Legal Range08W
Legal Township28N
Legal Section07
Legal SubdivisionCHIPPEWA SUBDIVISION
Legal Block4
Legal Lot Number15
JurisdictionCHIPPEWA WI
Township / Civil DivisionCHIPPEWA FALLS
Census Block Group1
Census Block1066
Census Tract10200

Owner

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address628 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2019Deed of Trust, Mortgage · ARM
MARINE CREDIT UNION
Nov 3, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
ROYAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2020 · Amount on File
Deed SaleNov 3, 2020 · Amount on File
Prior SaleMay 15, 2014 · Amount on File
Deed Document Number909160
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHIPPEWA WI
Property Address628 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
Transaction TypeMortgage
Record UpdatedSep 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000894631
DateNov 4, 2019
Instrument894631
Lender
NameMARINE CREDIT UNION
Agreement
TypeARM
AmountAmount on Record
Term241 Months
DueDec 1, 2039
Interest
Rate TypeAdjustable Rate
Rate11.2%
Type Change DateNov 1, 2024
Index1-Year CMT

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHIPPEWA WI
Recording DateNov 3, 2020
Property Address628 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216
Document Number0000909160
Instrument DateOct 29, 2020
Instrument909160
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S MAIN ST, CHIPPEWA FALLS, WI 54729-3216

Mortgage

Document Number0000909161
DateNov 3, 2020
Instrument909161
Lender
NameROYAL CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyChippewa County
MunicipalityChippewa Falls City
Unified School DistrictChippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,891.00 (+23.76%) Homeowner's exemption$92,200 (-) Land $14,200 Building $78,000$154,100 (+28.95%)
2023$1,528.00 Homeowner's exemption$92,200 Land $14,200 Building $78,000$119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIPPEWA FALLS WATERWORKS
serves 13,375 people · EPA ID WI6090456
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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