628 S Cherry St, Shell Rock, IA 50670 Property Records

Butler County property record for 628 S Cherry St, Shell Rock, IA 50670

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,641 sqft · built 1910
Lot Size0.189 acres (8,233 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Apr 2008)
Tax Bill$2,734 (2025)
Deeds & MortgagesOct 2020 Mortgage
Apr 2008 Foreclosure
Flood ZoneZone X (minimal risk)
APN1211328004

Property Details

APN / Parcel Number

Primary APN1211328004

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,641 sqft Living Area
Gross Area1,624 sqft
Basement Area812 sqft
Unfinished Basement812 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,233 sqft (0.189 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeDetached
Garage Area230 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area272 sqft
Patio Area449 sqft
Shed1 Shed
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard

Location & Zoning

Street Address628 S CHERRY ST
CitySHELL ROCK
StateIA
Zip50670-1053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPFA ADD. LOTS 12-13 & 14 BLK. 14 & ALLEY ABUTTING LOTS
Legal SubdivisionP F A
Legal Block14
Legal Lot Number12-14
JurisdictionBUTLER IA
Township / Civil DivisionSHELL ROCK
Census Block Group1
Census Block1052
Census Tract70500

Owner

Source: Butler County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 S CHERRY ST, SHELL ROCK, IA 50670-1053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
Apr 3, 2008Legal Action/Court Order, Foreclosure · FHA Mortgage
COUNTRYWIDE BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 3, 2008 · Amount on Record
Deed SaleApr 3, 2008 · Amount on Record
Deed Document Number20081400
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUTLER IA
Property Address628 S CHERRY ST, SHELL ROCK, IA 50670-1053
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020202938
DateOct 19, 2020
Instrument2020-2938
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueOct 18, 2045
Interest
Rate TypeFixed Rate

April 2008: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionBUTLER IA
Recording DateApr 3, 2008
Property Address628 S CHERRY ST, SHELL ROCK, IA 50670-1053
Document Number0020081400
Instrument DateMar 28, 2008
Instrument2008-1400
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$141.60
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S CHERRY ST, SHELL ROCK, IA 50670-1053

Mortgage

Document Number0020081401
DateApr 3, 2008
Instrument2008-1401
Lender
NameCOUNTRYWIDE BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2038

Tax Assessment & Valuation

Source: Butler County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateIowa
CountyButler County
MunicipalityShell Rock City
Unified School DistrictWaverly-Shell Rock Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,734.00 (+3.09%) Homeowner's exemption$171,540 (+7.96%) Land $14,100 Building $157,440$171,540 (+7.96%) Land $14,100 Building $157,440
2024$2,652.00 (+8.33%)
2023$158,890 (+19.74%) Land $14,100 Building $144,790$158,890 (+19.74%) Land $14,100 Building $144,790
2022$2,448.00 Homeowner's exemption$132,700 Land $14,100 Building $118,600
2021$132,700 Land $14,100 Building $118,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims18 (1993–2016)
Claims Outside the SFHA3 of 18
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 9 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSHELL ROCK MUNI WATER SUPP
serves 1,269 people · EPA ID IA1286042
Water SourceGroundwater
Last State InspectionDec 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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