Whatcom County property record for 628 S Beach Rd, Point Roberts, WA 98281
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 868 sqft · built 1956 |
| Lot Size | 0.114 acres (5,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Dec 2017) |
| Tax Bill | $2,291 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 547688 |
| Primary APN | 547688 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 868 sqft Living Area |
| 1st Floor Area | 868 sqft |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Roof Material | Composition Shingle |
| Lot Area | 5,001 sqft (0.114 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 536 sqft |
| Storage Building | 96 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 617129 |
|---|---|
| Street Address | 628 S BEACH RD |
| City | POINT ROBERTS |
| State | WA |
| Zip | 98281-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR2 |
| Legal Description | SOUTH PARK LOT 12 BLK 1 |
| Legal Range | 53 |
| Legal Township | 40 |
| Legal Section | 11 |
| Legal Subdivision | SOUTH PARK |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | POINT ROBERTS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 11000 |
Source: Whatcom County records · APN 547688
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 08, 2017 | Warranty Deed, Transfer · Conventional Mortgage HOMESTREET BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2017 · Amount on Record |
| Deed Sale | Dec 08, 2017 · Amount on Record |
| Prior Sale | Jul 29, 2011 · Amount on Record |
| Deed Document Number | 2171200978 |
| Last Transfer Date | May 20, 2025 |
| Transfer Doc | 0000501639 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 628 S BEACH RD, POINT ROBERTS, WA 98281-8401 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000203866 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-0203866 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 08, 2017 |
| Property Address | 628 S BEACH RD, POINT ROBERTS, WA 98281-8401 |
| Document Number | 2171200978 |
| Instrument Date | Dec 02, 2017 |
| Instrument | 1200978 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,455.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 628 S BEACH RD POINT ROBERTS WA 982818401, POINT ROBERTS, WA 98281-8401 |
| Document Number | 2171200979 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 1200979 |
| Name | HOMESTREET BK |
|---|---|
| Type | Bank |
| Address | SEATTLE, WA 98101-2326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Blaine School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,291.00 (+3.01%) | $299,137 (+15.28%) Land $133,815 Building $165,322 | $299,137 (+15.28%) Land $133,815 Building $165,322 |
| 2022 | $259,477 Land $110,000 Building $149,477 | $259,477 Land $110,000 Building $149,477 | |
| 2021 | $2,224.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 32 condo units |
| Nearby Flood Claims | 3 (2006–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Abound Ventures DSL · Fiber in parts of the area | 25 / 3 |
Based on FCC filings for 247 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | POINT ROBERTS WATER DISTRICT NO 4 serves 1,440 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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