628 S 400 W, Payson, UT 84651 Property Records

Utah County property record for 628 S 400 W, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,032 sqft · built 1979
Lot Size	0.39 acres (16,965 sqft)
Owner	2 Individual Names on File
Last Sale	$688,213 (Apr 2025)
Tax Bill	$3,015 (2025)
Deeds & Mortgages	May 2021 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-123-0023`

Property Details

APN / Parcel Number

Primary APN	`08-123-0023`
Alternative APN	`011380`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,032 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	2,032 sqft
Basement Area	1,340 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1986
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	16,965 sqft (0.39 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	228 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	011380
Street Address	628 S 400 W
City	PAYSON
State	UT
Zip	84651-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM S 90 FT FR NE COR. LOT 5, BLK 13, PLAT P, PAYSON CITY SURVEY; S 100 FT; W 169.65 FT; N 100 FT; E 169.65 FT TO BEG. AREA 0.389 AC.
Legal Subdivision	TIPPETTS CIRCLE A
Legal Block	13
Legal Lot Number	5
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2014
Census Tract	3403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Payson Historic District listed 2007 · 437 contributing resources · NRIS 07000666

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 S 400 W is owned and occupied by two individuals who bought it in April 2025.

Source: Utah County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 S 400 W, PAYSON, UT 84651-2704
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 16, 2020	Affidavit of Death, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Sep 16, 2020	Quit Claim Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC
Sep 16, 2020	Warranty Deed, Transfer PRO TITLE, PRO TITLE & ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on File
Deed Sale	Apr 30, 2025 · Amount on File
Prior Sale	Sep 16, 2020
Deed Document Number	202531334
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	628 S 400 W, PAYSON, UT 84651-2704
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	INWEST TITLE-OREM #1, INWEST TITLE OREM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S 400 W, PAYSON, UT 84651-2704

Mortgage

Document Number	0000099235
Date	May 27, 2021
Instrument	99235:2021

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	628 S 400 W, PAYSON, UT 84651-2704
Document Number	0000141382
Instrument Date	Sep 16, 2020
Instrument	141382
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S 400 W PAYSON UT 846512704, PAYSON, UT 84651-2704

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	628 S 400 W, PAYSON, UT 84651-2704
Document Number	0000141383
Instrument Date	Sep 16, 2020
Instrument	141383
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	137 HORSESHOE BENT LYMAN WY 82937, LYMAN, WY 82937

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2020
Property Address	628 S 400 W, PAYSON, UT 84651-2704
Document Number	0000141384
Instrument Date	Sep 16, 2020
Instrument	141384
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	PRO TITLE, PRO TITLE & ESCROW INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S 400 W PAYSON UT 846512704, PAYSON, UT 84651-2704

Tax Assessment & Valuation

The 2025 property tax bill for 628 S 400 W was $3,015, up % from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Payson City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,480 (-46.76%)	$533,600 (-3.19%) Land $146,700 Building $386,900
2025	$3,015.00 (+0.03%)	$551,200 Land $139,800 Building $411,400	$551,200 Land $139,800 Building $411,400
2024	$3,014.00 (+12.42%)
2023	$2,681.00 (+7.58%)	$273,625	$497,500 Land $120,500 Building $377,000
2022	$2,492.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 S 400 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 S 400 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAYSON CITY WATER SYSTEM serves 19,000 people · EPA ID UTAH25021
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Utah Broadband Fixed Wireless	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Intellipop, Rise Broadband, Verizon.

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