628 S 400 E, Providence, UT 84332 Property Records

Cache County property record for 628 S 400 E, Providence, UT 84332 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4,397 sqft · built 2023
Lot Size	1.88 acres (81,893 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Feb 2012)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	Jul 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-113-0093`

Property Details

APN / Parcel Number

Primary APN	`02-113-0093`

Interior

Building Area	4,397 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	81,893 sqft (1.88 acres)

Location & Zoning

Street Address	628 S 400 E
City	PROVIDENCE
State	UT
Zip	84332-9457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMMENCING AT THE SOUTHWEST CORNER OF SAID SECTION 14;THENCE N88?50'45E 1334.02 FEET ALONG THE SOUTH LINE OF SAID SECTION 14;
Legal Subdivision	THE OLSEN SUBDIVISION
Legal Lot Number	2
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2014
Census Tract	1201

Owner

Source: Cache County records · APN 02-113-0093

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 S 400 E, PROVIDENCE, UT 84332-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2012 · Amount on Record
Deed Sale	Feb 10, 2012 · Amount on Record
Prior Sale	Dec 23, 2011
Deed Document Number	20121058406
Deed Book / Page	1699 / 1586
Prior Transfer Date	Dec 08, 2011
Prior Transfer Doc	1691/0626
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	628 S 400 E, PROVIDENCE, UT 84332-9457
Transaction Type	Mortgage
Record Updated	Jul 27, 2022
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 S 400 E, PROVIDENCE, UT 84332-9457

Mortgage

Document Number	02348/1812
Date	Jul 11, 2022
Book Page	2348/1812
Instrument	1323680

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	385 Months
Due	Aug 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Aug 01, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	9.25%

Tax Assessment & Valuation

Source: Cache County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,932.00 (+2,321.22%)	$831,755 (+175.53%)	$1,451,080 (+197.55%) Land $464,800 Building $986,280
2023	$245.00	$301,880	$487,669 Land $354,800 Building $132,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cache County (49005C), updated January 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	About 1 in 641 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.