628 S 12th St, Newark, NJ 07103 Property Records

Essex County and Newark City property record for 628 S 12th St, Newark, NJ 07103

Property Summary

Property TypeExempt (Full or Partial)
Detailsbuilt 2025
Lot Size0.06 acres (2,601 sqft)
OwnerIndividual Name on Record
Last Sale$829,000 (Jan 2026)
Tax Bill$2,287 (2025)
Deeds & MortgagesApr 2025 Construction Loan
Apr 2024 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN14-00315-0000-00005

Property Details

APN / Parcel Number

Primary APN14-00315-0000-00005
Alternative APN
  • 140031500005

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area2,601 sqft (0.06 acres)
Lot Dimensions100 ft deep x 26 ft wide

Location & Zoning

Old Parcel Number140031500005
Street Address628 S 12TH ST
CityNEWARK
StateNJ
Zip07103-1710
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal Description26X100 5 YEAR TAX AGREEMENT
Legal SubdivisionCITY/NEWARK
Legal Block315
Legal Lot Number5
JurisdictionESSEX NJ
Township / Civil DivisionNEWARK
Census Block Group2
Census Block2010
Census Tract23100

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address628 S 12TH ST, NEWARK, NJ 07103-1710
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2025Deed of Trust, Mortgage · Construction Mortgage
ACCENT FUNDING LLC
Apr 4, 2024Deed of Trust, Mortgage · Construction Mortgage
ACCENT FUNDING LLC
Jan 15, 2026Deed, Subdivision Related Transfer · Conventional Mortgage
VALLEY NATIONAL BANK NA
Oct 12, 2022Quit Claim Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2026 · Amount on Record
Deed SaleJan 15, 2026 · Amount on Record
Prior SaleOct 12, 2022 · Amount on Record
Deed Document Number20263547
Prior Transfer DateOct 6, 2022
Prior Transfer Doc0000091284
Record UpdatedSep 20, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address628 S 12TH ST, NEWARK, NJ 07103-1710
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyCORTES AND HAY INC, CORTES AND HAY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1279 ARLINGTON AVE, PLAINFIELD, NJ 07060-2962

Mortgage

Document Number0000025995
DateApr 24, 2025
Instrument2025025995
Lender
NameACCENT FUNDING LLC
AddressNEW YORK, NY 10019
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address628 S 12TH ST, NEWARK, NJ 07103-1710
Transaction TypeMortgage
Record UpdatedFeb 16, 2026
Title CompanyCORTES AND HAY INC, CORTES AND HAY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address291 ARLINGTON AVENUE, PLAINFIELD, NJ

Mortgage

Document Number0000019033
DateApr 4, 2024
Instrument2024019033
Lender
NameACCENT FUNDING LLC
TypeNon-Lending Institution
AddressNEW YORK, NY 10019
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

January 2026: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionESSEX NJ
Recording DateJan 15, 2026
Property Address628 S 12TH ST, NEWARK, NJ 07103-1710
Document Number0000003547
Instrument DateDec 16, 2025
Instrument2026003547
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 16, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,771.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1279 ARLINGTON AVE, PLAINFIELD, NJ 07060-2962

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 S 12TH ST, NEWARK, NJ 07103-1710

Mortgage

Document Number0000003565
DateJan 15, 2026
Instrument2026003565
Lender
NameVALLEY NATIONAL BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

October 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateOct 12, 2022
Property Address628 S 12TH ST, NEWARK, NJ 07103-1710
Document Number0000091284
Instrument DateOct 6, 2022
Instrument2022091284
Transaction TypeTransfer
Record UpdatedApr 22, 2024
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address920 BROAD ST, NEWARK, NJ 07102-2660

Transferred To (Grantee/Buyer)

NameVerified Name
Address1291 ARLINGTON AVE, PLAINFIELD, NJ 07060-2962

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
MunicipalityNewark City
Unified School DistrictNewark City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$372,300 (+550.87%) Land $31,200 Building $341,100$372,300 (+550.87%) Land $31,200 Building $341,100
2025$2,287.00 (+5.15%)$57,200 (-) Land $57,200$57,200 (-) Land $57,200
2024$2,175.00
2023$57,200 Land $57,200$57,200 Land $57,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWARK WATER DEPARTMENT
serves 294,274 people · EPA ID NJ0714001
Water SourceSurface water
Last State InspectionOct 2024
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2020
Treatment failure
resolved · Sep 2020
Haloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jul 2022
Lead public education
Mar 2019
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 754 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

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