Yancey County property record for 628 Running Cedar Ln, Mars Hill, NC 28754
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 4,218 sqft · built 2004 |
| Lot Size | 9.43 acres (411,206 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,375,000 (Apr 2022) |
| Tax Bill | $2,901 (2023) |
| Deeds & Mortgages | Jun 2022 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 986204808759.000 |
| Primary APN | 986204808759.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,218 sqft Living Area |
| Gross Area | 4,350 sqft |
| 1st Floor Area | 2,812 sqft |
| Basement Area | 1,406 sqft |
| Finished Basement | 1,406 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Other |
| Construction Type | Frame |
| Lot Area | 411,206 sqft (9.43 acres) |
| Garage Area | 132 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 744 sqft |
| Deck Area | 324 sqft |
| Patio Area | 660 sqft |
| Canopy | 476 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 87363 |
|---|---|
| Street Address | 628 RUNNING CEDAR LN |
| City | MARS HILL |
| State | NC |
| Zip | 28754-8335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY/MUNI/TWP:EGYPT/RAMSEYTOWN SUBD:THE RIDGES MAP REF:03013 01874-1-2 |
| Legal Subdivision | THE RIDGES |
| Jurisdiction | YANCEY NC |
| Township / Civil Division | EGYPT |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 960400 |
Source: Yancey County records, as of November 17, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2936 WATERLEAF DR, MEMPHIS, TN 38138-7350 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Apr 22, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2022 · Amount on Record |
| Deed Sale | Apr 22, 2022 · Amount on Record |
| Deed Document Number | 0000087784 |
| Deed Book / Page | 877 / 84 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YANCEY NC |
| Property Address | 628 RUNNING CEDAR LN, MARS HILL, NC 28754-8335 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0008800168 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 880/168 |
| Instrument | 2022001853 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.8% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 8.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YANCEY NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 628 RUNNING CEDAR LN, MARS HILL, NC 28754-8335 |
| Document Number | 0008770084 |
| Book / Page | 877 / 84 |
| Map Reference | MB 691 PG 046 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 2022001372 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2830 PREVEZA CT, 2830, JACKSONVILLE, FL 32246-5533 |
| Name | Verified Name |
|---|---|
| Address | 2936 WATERLEAF DR, GERMANTOWN, TN 38138-7350 |
Source: Yancey County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Yancey County |
| Unified School District | Yancey County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $2,901.00 | $446,430 Land $96,100 Building $350,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (2012–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Cable | 400 / 24 |
| Starlink Satellite | 280 / 30 |
May also be available: French Broad EMC.
5G and 4G LTE (outdoors only)
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