Jefferson County property record for 628 Rumson Rd, Birmingham, AL 35209
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,928 sqft · built 1955 |
| Lot Size | 0.369 acres (16,093 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,692 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Oct 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00-17-2-014-021.000 |
| Primary APN | 28-00-17-2-014-021.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 2,705 sqft |
| 1st Floor Area | 1,928 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,093 sqft (0.369 acres) |
| Lot Dimensions | 133 ft deep x 121 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 367560 |
|---|---|
| Old Parcel Number | 28172014021000RR00 |
| Street Address | 628 RUMSON RD |
| City | BIRMINGHAM |
| State | AL |
| Zip | 35209-4314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT Z BLK 12 HOLLYWOOD COUNTRY CLUB SECTOR #1 RESUR OF LOTS 7-8-9 BLK 12 |
| Legal Range | 02W |
| Legal Township | 18S |
| Legal Section | 17 |
| Legal Quarter | NW |
| Legal Subdivision | COU CLUB HOLLYWD 28-17-2 |
| Legal Block | 12 |
| Legal Lot Number | Z |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 10703 |
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 23, 2025 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE |
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS |
| Mar 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE |
| Nov 28, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROBERT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Recording Date | Jul 6, 2026 |
| Property Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Document Number | 0000060877 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 202660877 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Document Number | 0000060877, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202660877 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 628 RUMSON RD, HOMEWOOD, AL 35209-4314 |
| Document Number | 0000096583 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | 2025096583 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Investor | Possibly a Property Investor |
| Document Number | 0000085684 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 2021085684 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Document Number | 0000029508 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022029508 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 628 RUMSON RD, BIRMINGHAM, AL 35209-4314 |
| Document Number | 0000119481 |
|---|---|
| Date | Nov 28, 2022 |
| Instrument | 2022119481 |
| Name | ROBERT MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Homewood City |
| Unified School District | Homewood City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,692.00 (+38.45%) Homeowner's exemption | $63,520 (+18.24%) | $738,300 (+37.46%) Land $573,600 Building $164,700 |
| 2023 | $53,720 Land $50,329 Building $3,391 | $537,100 Land $503,200 Building $33,900 | |
| 2022 | $3,389.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 85% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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