628 Rock Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 628 Rock Dr, Chesapeake, VA 23323

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,824 sqft · built 1964
Lot Size0.258 acres (11,238 sqft)
Owner2 Individual Names on Record
Tax Bill$3,165 (2025)
Deeds & MortgagesDec 2020 Refinance
Sep 2021 Refinance
APN0343005000150

Property Details

APN / Parcel Number

Primary APN0343005000150

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,824 sqft Living Area
1st Floor Area1,824 sqft
FlooringWood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,238 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area244 sqft
Shed1 Shed
Shed Area150 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address628 ROCK DR
CityCHESAPEAKE
StateVA
Zip23323-4214
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description15 OAK MANOR SEC 2
Legal SubdivisionOAK MANOR OLD FRONT / BAYWOOD MANOR
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3000
Census Tract21402

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address628 ROCK DR, CHESAPEAKE, VA 23323-4214
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC
Sep 27, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address628 ROCK DR, CHESAPEAKE, VA 23323-4214
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10276/1110
DateDec 16, 2020
Book Page10276/1110
Instrument200047862
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.25%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address628 ROCK DR, CHESAPEAKE, VA 23323-4214
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010452/805
DateSep 27, 2021
Book Page10452/805
Instrument210043882
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term359 Months
DueAug 1, 2051
Interest
Rate TypeFixed Rate
Rate3.99%

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,600 (+2.3%) Land $145,000 Building $175,600$320,600 (+2.3%) Land $145,000 Building $175,600
2025$3,165.00 (+42.63%)$313,400 (+8.82%) Land $140,000 Building $173,400$313,400 (+8.82%) Land $140,000 Building $173,400
2023$288,000 (+9.46%) Land $120,000 Building $168,000$288,000 (+9.46%) Land $120,000 Building $168,000
2022$263,100 Land $110,000 Building $153,100$263,100 Land $110,000 Building $153,100
2019$2,219.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims9 (1989–2020)
Claims Outside the SFHA2 of 9
Most Recent ClaimFeb 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fiber
980 / 880

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