Surry County property record for 628 Railroad Ave, Dendron, VA 23839
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3,068 sqft · built 1905 |
| Lot Size | 1.12 acres (49,005 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,615 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49A2-2-37 |
| Primary APN | 49A2-2-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Building Area | 3,068 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Lot Area | 49,005 sqft (1.12 acres) |
| Lot Dimensions | 490 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 336 sqft |
| Account Number | R004048 |
|---|---|
| Street Address | 628 RAILROAD AVE |
| City | DENDRON |
| State | VA |
| Zip | 23839-2542 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 37 HEFFELFINGER PT 100X490 |
| Legal Subdivision | JACOB HEFFELFINGERS LAND |
| Legal Lot Number | 37 |
| Jurisdiction | SURRY VA |
| Township / Civil Division | DENDRON |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 860200 |
628 Railroad Ave is owned and occupied by an individual who acquired it in October 2025.
Source: Surry County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 16, 2026 | Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION |
| Oct 22, 2025 | Gift Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 20, 2025 |
| Transfer Doc | 000330/760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY VA |
| Recording Date | Jun 12, 2026 |
| Property Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Document Number | 0000000485 |
| Book / Page | 335 / 528 |
| Instrument Date | May 28, 2026 |
| Instrument | 2026485 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Document Number | 0000000485, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 335/528 |
| Instrument | 2026485 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY VA |
| Recording Date | Apr 16, 2026 |
| Property Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Document Number | 0000000314 |
| Book / Page | 334 / 351 |
| Instrument Date | Jan 13, 2026 |
| Instrument | 2026314 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Document Number | 0000000314, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 334/351 |
| Instrument | 2026314 |
| Name | LANGLEY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.21% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | SURRY VA |
| Recording Date | Oct 22, 2025 |
| Property Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Document Number | 000330/760 |
| Book / Page | 330 / 760 |
| Instrument Date | Oct 20, 2025 |
| Instrument | 202500931 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
| Name | Verified Name |
|---|---|
| Address | 628 RAILROAD AVE, DENDRON, VA 23839-2542 |
The 2026 property tax bill for 628 Railroad Ave was $1,615.
Source: Surry County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Surry County |
| Municipality | Dendron Town |
| Unified School District | Surry County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,615.00 | $227,600 (-) Land $23,400 Building $204,200 | $227,600 (-) Land $23,400 Building $204,200 |
| 2025 | $1,615.00 | $227,600 Land $23,400 Building $204,200 | $227,600 Land $23,400 Building $204,200 |
| 2023 | $1,229.00 | $173,100 Land $18,000 Building $155,100 | $173,100 Land $18,000 Building $155,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Railroad Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Railroad Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF DENDRON serves 360 people · EPA ID VA3181400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ruralband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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