Virginia Beach City property record for 628 Raff Rd, Virginia Beach, VA 23462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,224 sqft · built 1957 |
| Lot Size | 0.172 acres (7,511 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Sep 2022) |
| Tax Bill | $2,535 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2021 Mortgage + 3 more |
| APN | 1477-28-5944 |
| Primary APN | 1477-28-5944 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,224 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,511 sqft |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 227 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 628 RAFF RD |
|---|---|
| City | VIRGINIA BEACH |
| State | VA |
| Zip | 23462-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | ARAGONA VILLAGE SEC 3 LOT 6 BLK R |
| Legal Section | 05 |
| Legal Subdivision | ARAGONA VILLAGE |
| Legal Block | R |
| Legal Lot Number | 6 |
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Township / Civil Division | VIRGINIA BEACH |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 41003 |
628 Raff Rd is owned and occupied by an individual who bought it in September 2022.
Source: Virginia Beach City records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Feb 18, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Sep 6, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Jun 14, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Mar 22, 2018 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Prior Sale | Dec 3, 2013 · Amount on File |
| Deed Document Number | 202203047819 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000005601 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 202503035601 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000004289 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 202100014289 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Aug 1, 2048 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Recording Date | Sep 6, 2022 |
| Property Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000007819 |
| Map Reference | MB 40 PG 28 |
| Instrument Date | Aug 29, 2022 |
| Instrument | 202203047819 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2022 |
| Title Company | FREEDOM TITLE AND ESCROW, FREEDOM TITLE & ESCROW IN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000007820 |
|---|---|
| Date | Sep 6, 2022 |
| Instrument | 202203047820 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000499470 |
| Instrument Date | Jun 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 628 RAFF RD VIRGINIA BEACH VA 234622115, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000499470 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 499470 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 18, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VIRGINIA BEACH CITY VA |
| Property Address | 628 RAFF RD, VIRGINIA BEACH, VA 23462-2115 |
| Document Number | 0000255470 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000255470 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 255470 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 628 Raff Rd was $2,535.
Source: Virginia Beach City assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Virginia Beach City |
| Unified School District | Virginia Beach City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,535.00 | $261,400 Land $135,000 Building $126,400 | $261,400 Land $135,000 Building $126,400 |
| 2023 | $2,376.00 | $240,000 Land $120,000 Building $120,000 | $240,000 Land $120,000 Building $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 628 Raff Rd; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Raff Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VIRGINIA BEACH serves 437,994 people · EPA ID VA3810900 |
|---|---|
| Water Source | Purchased surface water from CITY OF NORFOLK |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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