Bergen County and Ridgefield Borough property record for 628 Prospect Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,700 sqft · built 2004 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $999,000 (Jun 2023) |
| Tax Bill | $17,811 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-01501-0000-00011 |
| Primary APN | 49-01501-0000-00011 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,700 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Old Parcel Number | 4900078B00003 |
|---|---|
| Street Address | 628 PROSPECT AVE |
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 50X100 2.0LT 7 |
| Legal Subdivision | BOROUGH/RIDGEFIELD |
| Legal Block | 1501 |
| Legal Lot Number | 11 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 45200 |
Source: Bergen County and Ridgefield Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage NEWBANK |
| Jun 28, 2023 | Deed, Transfer · Conventional Mortgage FAIRWAY ASSET CORP |
| Dec 10, 2021 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Jan 29, 2021 | Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC |
| Sep 15, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ISHRAT & ARSHAD QUADRI |
| Jun 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ISHRAT & ARSHAD QUADRI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Dec 10, 2021 · Amount on Record |
| Deed Document Number | 202342575 |
| Deed Book / Page | 5026 / 233 |
| Prior Transfer Date | Mar 18, 1999 |
| Prior Transfer Doc | 0000051939 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0056450526 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 5645/526 |
| Instrument | 2025077233 |
| Name | NEWBANK |
|---|---|
| Type | Bank |
| Address | OAKLAND GARDENS, NY 11364 |
| Amount | Amount Recorded |
|---|
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 28, 2023 |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0050260233 |
| Book / Page | 5026 / 233 |
| Instrument Date | Jun 14, 2023 |
| Instrument | 2023042575 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Title Company | MUNDUS TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0050260238 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 5026/238 |
| Instrument | 2023042576 |
| Name | FAIRWAY ASSET CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | DERWOOD, MD 20855 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 10, 2021 |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0044850333 |
| Book / Page | 4485 / 333 |
| Instrument Date | Nov 4, 2021 |
| Instrument | 2021178514 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,563.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 LINDEN CT, 480, RIDGEFIELD, NJ 07657-2428 |
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 29, 2021 |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0039360500 |
| Book / Page | 3936 / 500 |
| Instrument Date | Dec 9, 2020 |
| Instrument | 21-013093 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | TITLE ON DEMAND OF NJ INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,146.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 LEIGHTON ST, 14, ENGLEWOOD CLIFFS, NJ 07632-1415 |
| Name | Verified Name |
|---|---|
| Address | 65 CHAPIN RD APT 21, 21, PINE BROOK, NJ 07058-9787 |
| Document Number | 21013094 |
|---|---|
| Date | Jan 29, 2021 |
| Instrument | 21-013094 |
| Name | FAMILY FIRST FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0027272405 |
| Book / Page | 002727 / 002405 |
| Instrument Date | Sep 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE RIDGEFIELD NJ 076571721, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0027272405 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 002727/002405 |
| Name | ISHRAT & ARSHAD QUADRI |
|---|---|
| Address | 110 HIGH RIDGE RD, WEST HARTFORD, CT 06117-1813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 20, 2018 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 628 PROSPECT AVE, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0026451768 |
| Book / Page | 002645 / 001768 |
| Instrument Date | Jun 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 628 PROSPECT AVE RIDGEFIELD NJ 076571721, RIDGEFIELD, NJ 07657-1721 |
| Document Number | 0026451768 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 002645/001768 |
| Name | ISHRAT & ARSHAD QUADRI |
|---|---|
| Address | 110 HIGH RIDGE RD, WEST HARTFORD, CT 06117-1813 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 20, 2018 |
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,066,700 (+1.46%) Land $347,500 Building $719,200 | $1,066,700 (+1.46%) Land $347,500 Building $719,200 | |
| 2025 | $17,811.00 (+4.15%) | $1,051,400 (+5.11%) Land $342,500 Building $708,900 | $1,051,400 (+5.11%) Land $342,500 Building $708,900 |
| 2024 | $17,102.00 (+2.05%) | ||
| 2023 | $1,000,300 (+1.17%) Land $322,500 Building $677,800 | $1,000,300 (+1.17%) Land $322,500 Building $677,800 | |
| 2022 | $16,758.00 (+6.2%) | $988,700 Land $315,000 Building $673,700 | $988,700 Land $315,000 Building $673,700 |
| 2021 | $15,779.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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