Kenton County property record for 628 Pointe Benton Ln, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,624 sqft · built 1995 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $275,400 (Jul 2016) |
| Tax Bill | $3,969 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-21-01-137.00 |
| Primary APN | 055-21-01-137.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,624 sqft Finished Area |
| Gross Area | 3,014 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 104 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 628 POINTE BENTON LN |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1100 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRANKLIN STREET URBAN RENEWAL PROJECT LOT 37 |
| Legal Subdivision | FRANKLIN ST URBAN REN PROJECT |
| Legal Lot Number | 37 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 5, 2024 | Intrafamily Transfer, Transfer |
| Apr 14, 2017 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 15, 2016 · Amount on Record |
| Deed Sale | Jul 15, 2016 · Amount on Record |
| Prior Sale | Mar 15, 2006 · Amount on Record |
| Deed Document Number | 201607 15 059 00146 |
| Deed Book / Page | 5938 / 306 |
| Last Transfer Date | Jan 30, 2024 |
| Transfer Doc | 0005900005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 5, 2024 |
| Property Address | 628 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0005900005 |
| Book / Page | KC 268 / 77 |
| Map Reference | PL 1161 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 24020505900005 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 628 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Name | Verified Name |
|---|---|
| Address | 628 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 628 POINTE BENTON LN, COVINGTON, KY 41014-1100 |
| Document Number | 0000000142 |
| Book / Page | 0C6143 / 000332 |
| Instrument Date | Apr 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2017 |
| Name | Verified Name |
|---|---|
| Address | 628 POINTE BENTON LN COVINGTON KY 410141100, COVINGTON, KY 41014-1100 |
| Document Number | 0000000142 |
|---|---|
| Date | Apr 25, 2017 |
| Book Page | 0C6143/000332 |
| Instrument | 142 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $358,700 (+2.87%) Land $40,000 Building $318,700 | $358,700 (+2.87%) Land $40,000 Building $318,700 | |
| 2025 | $3,969.00 (-1.42%) Homeowner's exemption | $348,700 (-) Land $20,000 Building $328,700 | $348,700 (-) Land $20,000 Building $328,700 |
| 2023 | $4,026.00 Homeowner's exemption | $348,700 Land $20,000 Building $328,700 | $348,700 Land $20,000 Building $328,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures