628 Planters Row, Carthage, NC 28327 Property Records

Moore County property record for 628 Planters Row, Carthage, NC 28327

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,340 sqft · built 2020
Lot Size	0.523 acres (22,782 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,758 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`858400449870`

Property Details

APN / Parcel Number

Primary APN	`858400449870`
Alternative APNs	`20180587` `97047179`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Building Area	3,340 sqft Living Area
1st Floor Area	1,902 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	22,782 sqft (0.523 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97047179
Street Address	628 PLANTERS ROW
City	CARTHAGE
State	NC
Zip	28327-5706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSCD
Legal Description	SUMMERFIELD LOT 91 WHISPERING PINES MUNI PLANTERS
Legal Lot Number	91
Jurisdiction	MOORE NC
Township / Civil Division	7, MCNEILL
Census Block Group	3
Census Block	3017
Census Tract	950506

Owner

Source: Moore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 PLANTERS ROW, CARTHAGE, NC 28327-5706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jan 25, 2021
Property Address	628 PLANTERS ROW, CARTHAGE, NC 28327-5706
Document Number	005522/219
Book / Page	5522 / 219
Map Reference	CAB 17 SL 943
Instrument Date	Nov 30, 2020
Instrument	2021001785
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$866.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	639 EXECUTIVE PL STE 400, 639, FAYETTEVILLE, NC 28305-5489

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PLANTERS ROW, WHISPERING PINES, NC 28327-5706

Mortgage

Document Number	2021001786
Date	Jan 25, 2021
Instrument	2021001786

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Municipality	Whispering Pines Village
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,758.00 (+4.25%)	$649,690 (-) Land $60,000 Building $589,690
2025	$4,564.00 (+2.19%)	$649,690 (-) Land $60,000 Building $589,690
2024			$649,690 (-) Land $60,000 Building $589,690
2023	$4,466.00	$649,690 Land $60,000 Building $589,690	$649,690 Land $60,000 Building $589,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Planters Row

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