628 Planters Pass, Schertz, TX 78154 Property Records

Guadalupe County property record for 628 Planters Pass, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,491 sqft · built 2009
Lot Size	0.139 acres (6,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,595 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1G1664200100800000`

Property Details

APN / Parcel Number

Primary APN	`1G1664200100800000`
Alternative APNs	`000000133993` `000000199568` `133993`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,491 sqft Living Area
Gross Area	3,069 sqft
1st Floor Area	1,339 sqft
2nd Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	118 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	628 PLANTERS PASS
City	SCHERTZ
State	TX
Zip	78154-1844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KRAMER FARM UNIT #2 BLOCK 1 LOT 8
Legal Subdivision	KRAMER FARM UNIT #2
Legal Tract	8
Legal Block	1
Legal Lot Number	8
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3009
Census Tract	210706

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 PLANTERS PASS, SCHERTZ, TX 78154-1844
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Apr 22, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2022
Deed Sale	Oct 10, 2022
Prior Sale	Aug 10, 2016 · Amount on Record
Deed Document Number	202231502
Prior Transfer Date	May 3, 2011
Prior Transfer Doc	0000008411
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	628 PLANTERS PASS, SCHERTZ, TX 78154-1844
Document Number	0000035534
Instrument Date	Nov 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	628 PLANTERS PASS SCHERTZ TX 781541844, SCHERTZ, TX 78154-1844

Mortgage

Document Number	0000035534
Date	Dec 8, 2020
Instrument	35534

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2050

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	628 PLANTERS PASS, SCHERTZ, TX 78154-1844
Document Number	0000009719
Instrument Date	Apr 22, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	628 PLANTERS PASS SCHERTZ TX 781541844, SCHERTZ, TX 78154-1844

Mortgage

Document Number	0000009719
Date	May 2, 2017
Instrument	9719

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,123 (-4.97%) Land $42,465 Building $260,658	$303,123 (-4.97%) Land $42,465 Building $260,658
2025	$4,595.00 (-6.64%) Homeowner's exemption	$318,966 (+5.97%) Land $36,987 Building $281,979	$318,966 (+5.97%) Land $36,987 Building $281,979
2024	$4,922.00 (+4.48%)
2023	$4,711.00 (-16.16%) Homeowner's exemption	$301,000 Land $40,180 Building $260,820	$301,000 Land $40,180 Building $260,820
2022	$5,619.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	4 (1998–2015)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Flooding 10/18/98, Oct 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Planters Pass

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures