Moore County property record for 628 Pine Top Dr, Carthage, NC 28327
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,508 sqft · built 1978 |
| Lot Size | 4.41 acres (192,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Jul 1998) |
| Tax Bill | $890 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 950504538490 |
| Primary APN | 950504538490 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,508 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Rolled Roofing |
| Lot Area | 192,100 sqft (4.41 acres) |
| Porch | Porch |
| Porch Area | 132 sqft |
| Patio Area | 284 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 97011285 |
|---|---|
| Street Address | 628 PINE TOP DR |
| City | CARTHAGE |
| State | NC |
| Zip | 28327-6834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA40 |
| Legal Description | #40 CYPRESS POINTE FIRE PINE TOP |
| Legal Subdivision | RICHARD MATTHEWS |
| Jurisdiction | MOORE NC |
| Township / Civil Division | 7, MCNEILL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 950507 |
Source: Moore County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 PINE TOP DR, CARTHAGE, NC 28327-6834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 1998 · Amount on Record |
| Deed Sale | Jul 28, 1998 · Amount on Record |
| Deed Book / Page | 3043 / 13 |
| Last Transfer Date | Feb 6, 2015 |
| Transfer Doc | 4450/490 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MOORE NC |
| Property Address | 628 PINE TOP DR, CARTHAGE, NC 28327-6834 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5554/162 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 5554/162 |
| Instrument | 2021004948 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
Source: Moore County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Moore County |
| Unified School District | Moore County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890.00 | $212,020 (-) Land $79,600 Building $132,420 | |
| 2025 | $890.00 (-7.68%) | $212,020 (-) Land $79,600 Building $132,420 | |
| 2024 | $212,020 (-) Land $79,600 Building $132,420 | ||
| 2023 | $964.00 | $212,020 Land $79,600 Building $132,420 | $212,020 Land $79,600 Building $132,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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