628 Perimeter Dr, Erlanger, KY 41018 Property Records

Kenton County property record for 628 Perimeter Dr, Erlanger, KY 41018

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,171 sqft · built 1968
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,749 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-30-03-040.00`

Property Details

APN / Parcel Number

Primary APN	`016-30-03-040.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,171 sqft Finished Area
Gross Area	1,284 sqft

Exterior

Year Built	Built 1968
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Block
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	0163003040.00
Street Address	628 PERIMETER DR
City	ERLANGER
State	KY
Zip	41018-2269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRWOOD HILLS SEC 13 LOT 197
Legal Subdivision	FAIRWOOD HILLS
Legal Phase	13
Legal Lot Number	197
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3022
Census Tract	64500

Owner

Source: Kenton County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	628 PERIMETER DR, ERLANGER, KY 41018-2269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE SOUTHEAST BANK
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTY HOME MORTGAGE CORP
Jun 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 1997
Deed Sale	Aug 29, 1997
Deed Document Number	0000122884
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	628 PERIMETER DR, ERLANGER, KY 41018-2269
Transaction Type	Mortgage
Record Updated	Jan 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PERIMETER DR, ERLANGER, KY 41018-2269

Mortgage

Document Number	0005900077
Date	Jan 23, 2023
Book Page	KCM 435/824
Instrument	23012305900077

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	131 Months
Due	Dec 25, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	628 PERIMETER DR, ERLANGER, KY 41018-2269
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	CINCINNATUS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900058
Date	Apr 5, 2021
Book Page	195/749
Instrument	21040505900058

Lender

Name	GUARANTY HOME MORTGAGE CORP
Type	Mortgage Company
Address	NASHVILLE, TN 37210

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	628 PERIMETER DR, ERLANGER, KY 41018-2269
Document Number	0000000131
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	628 PERIMETER DR ERLANGER KY 410182269, ERLANGER, KY 41018-2269

Mortgage

Document Number	0000000131
Date	Jul 13, 2018
Book Page	0C6452/000158
Instrument	131

Lender

Name	HERITAGE BK
Type	Bank
Address	ERLANGER, KY 41018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 12, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Erlanger City
Unified School District	Erlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,749.00 (-0.46%) Homeowner's exemption	$181,700 (-) Land $25,000 Building $156,700	$181,700 (-) Land $25,000 Building $156,700
2023	$1,757.00 Homeowner's exemption	$181,700 Land $25,000 Building $156,700	$181,700 Land $25,000 Building $156,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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