Edgecombe County property record for 628 Pender St, Rocky Mount, NC 27801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,676 sqft · built 1922 |
| Lot Size | 0.204 acres (8,885 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,000 (Jun 2023) |
| Tax Bill | $1,341 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 375967605500 |
| Primary APN | 375967605500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,676 sqft Base Area |
| 1st Floor Area | 1,676 sqft |
| Basement Area | 1,676 sqft |
| Unfinished Basement | 1,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,885 sqft (0.204 acres) |
| Porch | Slab |
| Porch Area | 303 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 224196 |
|---|---|
| Street Address | 628 PENDER ST |
| City | ROCKY MOUNT |
| State | NC |
| Zip | 27801-5645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | LT 8 BLK D NC LAND & IMP CO |
| Legal Subdivision | NC LAND IMPROVEMENT S/D |
| Legal Block | D |
| Legal Lot Number | 8 |
| Jurisdiction | EDGECOMBE NC |
| Township / Civil Division | 12, ROCKY MOUNT |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 20300 |
Source: Edgecombe County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 PENDER ST, ROCKY MOUNT, NC 27801-5645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jun 23, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Apr 22, 2022 | Commissioner's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on Record |
| Deed Sale | Jun 23, 2023 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Book / Page | 1782 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Property Address | 628 PENDER ST, ROCKY MOUNT, NC 27801-5645 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0017820445 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 1782/445 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Recording Date | Jun 23, 2023 |
| Property Address | 628 PENDER ST, ROCKY MOUNT, NC 27801-5645 |
| Document Number | 0017820443 |
| Book / Page | 1782 / 443 |
| Instrument Date | Jun 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2023 |
| Title Company | MAGNOLIA TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 148 MOORE FANU ROAD, WHITAKERS, NC 27891 |
| Name | Verified Name |
|---|---|
| Address | 628 PENDER ST, ROCKY MOUNT, NC 27801-5645 |
| Document Number | 0017820459 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 1782/459 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | EDGECOMBE NC |
| Recording Date | Apr 22, 2022 |
| Property Address | 628 PENDER ST, ROCKY MOUNT, NC 27801-5645 |
| Document Number | 0017560411 |
| Book / Page | 1756 / 411 |
| Instrument Date | Apr 22, 2022 |
| Transaction Type | Foreclosure |
| Record Updated | May 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 148 MOORE FARM RD, WHITAKERS, NC 27891-8914 |
Source: Edgecombe County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Edgecombe County |
| Municipality | Rocky Mount City |
| Unified School District | Edgecombe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | $1,341.00 (+68.47%) | $150,666 (+209.2%) Land $8,100 Building $142,566 |
| 2023 | $48,728 (-) Land $6,780 Building $41,948 | |
| 2022 | $796.00 (+70.09%) | $48,728 Land $6,780 Building $41,948 |
| 2019 | $468.00 |
Assessed market value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 19 (1985–2020) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROCKY MOUNT serves 55,891 people · EPA ID NC0464010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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