628 Park Pl Dr, Elgin, SC 29045 Property Records

Richland County property record for 628 Park Pl Dr, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,744 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Oct 2020)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Mar 2021 Transfer Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25901-03-09`

Property Details

APN / Parcel Number

Primary APN	`25901-03-09`
Alternative APNs	`R25901-03-09` `01800439`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,744 sqft Heated Area
Gross Area	2,364 sqft
1st Floor Area	1,458 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Raised Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01800439
Street Address	628 PARK PLACE DR
City	ELGIN
State	SC
Zip	29045-8237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 28 60X145.1X60X145 #SU PARKPLACE @ PLANTATION PT #PR RB1207-859 RB900-1245
Legal Subdivision	PARK PLACE @ PLANTATION POINT
Legal Lot Number	28,60
Jurisdiction	RICHLAND SC
Township / Civil Division	PONTIAC
Census Block Group	2
Census Block	2014
Census Tract	11425

Owner

628 Park Pl Dr is owned and occupied by two individuals who acquired it in March 2021.

Source: Richland County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 PARK PLACE DR, ELGIN, SC 29045-8237
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2021	Intrafamily Transfer, Transfer
Oct 20, 2020	Warranty Deed, Transfer · VA Mortgage TRUSTMARK NAT'L BK
Oct 20, 2020	Correction Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Jul 18, 2006 · Amount on File
Deed Document Number	202055989
Deed Book / Page	2541 / 1899
Last Transfer Date	Mar 26, 2021
Transfer Doc	0026033462
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Mar 31, 2021
Property Address	628 PARK PLACE DR, ELGIN, SC 29045-8237
Document Number	0026033462
Book / Page	2603 / 3462
Map Reference	MB 900 PG 1245
Instrument Date	Mar 29, 2021
Instrument	2021020643
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	628 PARK PLACE DR, ELGIN, SC 29045-8237

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 20, 2020
Property Address	628 PARK PLACE DR, ELGIN, SC 29045-8237
Document Number	2541/1899
Book / Page	002541 / 001899
Instrument Date	Oct 2, 2020
Instrument	55989
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$777.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 PARK PLACE DR ELGIN SC 290458237, ELGIN, SC 29045-8237

Mortgage

Document Number	2541/1904
Date	Oct 20, 2020
Book Page	002541/001904
Instrument	55990

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

October 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	RICHLAND SC
Recording Date	Oct 20, 2020
Property Address	628 PARK PLACE DR, ELGIN, SC 29045-8237
Document Number	2541/1893
Book / Page	002541 / 001893
Instrument Date	Sep 25, 2020
Instrument	55988
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PARK PLACE DR ELGIN SC 290458237, ELGIN, SC 29045-8237

Tax Assessment & Valuation

The 2025 property tax bill for 628 Park Pl Dr was $1,940.

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Richland School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 Homeowner's exemption	$237,300 (-) Land $38,800 Building $198,500	$237,300 (-) Land $38,800 Building $198,500
2024		$237,300 (+2,725%) Land $38,800 Building $198,500	$237,300 (+13%) Land $38,800 Building $198,500
2023	$1,677.00	$8,400	$210,000
2021	$2,082.00	$8,400	$210,000 Land $30,000 Building $180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Park Pl Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Park Pl Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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