628 Palm Dr, Winter Garden, FL 34787 Property Records

Orange County property record for 628 Palm Dr, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,595 sqft · built 1996
Lot Size	0.35 acres (15,241 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Feb 2022)
Tax Bill	$9,379 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-22-27-9392-01-000`

Property Details

APN / Parcel Number

Primary APN	`14-22-27-9392-01-000`
Alternative APNs	`272214939201000` `114057` `114705` `115992`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,595 sqft Living Area
Gross Area	2,200 sqft
1st Floor Area	1,595 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2018
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,241 sqft (0.35 acres)
Lot Width	125 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	628 PALM DR
City	WINTER GARDEN
State	FL
Zip	34787-2367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	REPLAT OF WINTER GARDEN SHORES M/76 LOTS 100 & 101
Legal Range	27E
Legal Township	22S
Legal Section	14
Legal Subdivision	WINTER GARDEN SHORES REP
Legal Tract	9392
Legal Block	1
Legal Lot Number	100,1
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1012
Census Tract	17401

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	628 PALM DR, WINTER GARDEN, FL 34787-2367
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Quit Claim Deed, Transfer SIMPLE TITLE, SIMPLIFILE
Feb 15, 2022	Warranty Deed, Transfer LP TITLE SERVICES LLC, LP TITLE SERVICE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional with PMI EQUITY PRIME MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Nov 2, 2007 · Amount on Record
Deed Document Number	2022104267
Last Transfer Date	Jul 2, 2026
Transfer Doc	0000371768
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Jul 6, 2026
Property Address	628 PALM DR, WINTER GARDEN, FL 34787-2367
Document Number	0000371768
Instrument Date	Jul 2, 2026
Instrument	2026371768
Transaction Type	Transfer
Record Updated	Jul 16, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PALM DR, WINTER GARDEN, FL 34787-2367
Investor	Possibly a Property Investor

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Feb 15, 2022
Property Address	628 PALM DR, WINTER GARDEN, FL 34787-2367
Document Number	0000104267
Map Reference	MB M PG 76&77
Instrument Date	Jan 28, 2022
Instrument	20220104267
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LP TITLE SERVICES LLC, LP TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1361 NW LOVETT RD, 1361, GREENVILLE, FL 32331-4678

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 TIDENVILLE SCHOOL ROAD, WINTER GARDEN, FL 34787-3021

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	628 PALM DR, WINTER GARDEN, FL 34787-2367
Document Number	0000545927
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 PALM DR WINTER GARDEN FL 347872367, WINTER GARDEN, FL 34787-2367

Mortgage

Document Number	0000545927
Date	Oct 20, 2020
Instrument	545927

Lender

Name	EQUITY PRIME MTG
Address	ATLANTA, GA 30328

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Oct 19, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,120 (+10.72%) Land $304,820 Building $315,300	$620,120 (+3.46%) Land $304,820 Building $315,300
2025	$9,379.00 (+15.48%)	$560,074 (+15.99%)	$599,380 (+24.14%) Land $304,820 Building $294,560
2024	$8,122.00 (+5.74%)
2023	$7,681.00 (+379.16%)	$482,845 (+244.13%) Land $198,133 Building $284,712	$482,845 (+25.91%) Land $198,133 Building $284,712
2022	$1,603.00 Homeowner's exemption	$140,309	$383,481 Land $198,133 Building $185,348

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Lumen Technologies.

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