St. Louis County property record for 628 Packford Dr, Chesterfield, MO 63017
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,262 sqft · built 1968 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Aug 2017) |
| Tax Bill | $6,935 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Oct 2019 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21S-61-0365 |
| Primary APN | 21S-61-0365 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| Gross Area | 2,857 sqft |
| 1st Floor Area | 1,824 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Lot Area | 23,958 sqft (0.55 acres) |
| Lot Dimensions | 123 ft deep x 107 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 523 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Patio Area | 578 sqft |
| Balcony Area | 12 sqft |
| Poultry House | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 628 PACKFORD DR |
|---|---|
| City | CHESTERFIELD |
| State | MO |
| Zip | 63017-7027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 105R1 |
| Legal Description | CLAYMONT ESTATES PLAT 3 LOT 765 |
| Legal Subdivision | CLAYMONT ESTATES PLAT 3 |
| Legal Lot Number | 765 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | LAFAYETTE |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 217852 |
628 Packford Dr is owned and occupied by two individuals who bought it in August 2017.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 1, 2025 | Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC |
| Oct 7, 2019 | Deed of Trust, Mortgage GARY COOPER |
| Sep 30, 2019 | Deed of Trust, Mortgage · Construction Mortgage GARY COOPER |
| Sep 16, 2019 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Apr 30, 2019 | Deed of Trust, Mortgage GARY COOPER |
| Aug 24, 2018 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Aug 1, 2017 | Warranty Deed, Transfer CORNERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2017 · Amount on File |
| Deed Sale | Aug 1, 2017 · Amount on File |
| Prior Sale | Jan 28, 2015 · Amount on File |
| Deed Document Number | 2017413 |
| Deed Book / Page | 22632 / 753 |
| Prior Transfer Date | Aug 17, 2005 |
| Prior Transfer Doc | 0167390387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Document Number | 2025080100231 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 2025080100231 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | PINNACLE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 02373001442 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 23730/01442 |
| Instrument | 2019100700190 |
| Name | GARY COOPER |
|---|---|
| Type | Private Party |
| Address | 477 HILLBROOK DR, BALLWIN, MO 63011 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02371700009 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 23717/00009 |
| Instrument | 2019093000027 |
| Name | GARY COOPER |
|---|---|
| Type | Private Party |
| Address | 477 HILLBROOK DR, BALLWIN, MO 63011 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0237083160 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | PINNACLE TITLE AGENCY, PINNACLE TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 PACKFORD DR CHESTERFIELD MO 630177027, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0237083160 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 023708/003160 |
| Instrument | 540 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 22, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0237170009 |
| Instrument Date | Apr 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 PACKFORD DR CHESTERFIELD MO 630177027, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0237170009 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 023717/000009 |
| Instrument | 27 |
| Name | GARY COOPER |
|---|---|
| Address | 477 HILLBROOK DR, BALLWIN, MO 63011-3415 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0231763685 |
| Instrument Date | Aug 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 PACKFORD DR CHESTERFIELD MO 630177027, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0231763685 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 023176/003685 |
| Instrument | 662 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Aug 1, 2017 |
| Property Address | 628 PACKFORD DR, CHESTERFIELD, MO 63017-7027 |
| Document Number | 0226320753 |
| Book / Page | 022632 / 000753 |
| Instrument Date | Jul 27, 2017 |
| Instrument | 413 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2019 |
| Title Company | HILLSBORO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 PACKFORD DR CHESTERFIELD MO 630177027, CHESTERFIELD, MO 63017-7027 |
| Document Number | 226320756 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 022632/000756 |
| Instrument | 414 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Document Number | 237301442, |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 023730/001442 |
| Instrument | 190 |
| Name | GARY COOPER |
|---|---|
| Address | 477 HILLBROOK DR, BALLWIN, MO 63011-3415 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 628 Packford Dr was $6,935, up 0.1% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Chesterfield City |
| County | St. Louis County |
| Unified School District | Parkway C-2 School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $122,060 (-) Land $41,310 Building $80,750 | $642,400 (-) Land $217,400 Building $425,000 | |
| 2025 | $6,935.00 (+0.07%) | $122,060 Land $41,310 Building $80,750 | $642,400 Land $217,400 Building $425,000 |
| 2024 | $6,930.00 (+1.43%) | ||
| 2023 | $6,832.00 (+15.95%) | $107,240 (+27.03%) Land $36,710 Building $70,530 | $564,400 Land $193,200 Building $371,200 |
| 2022 | $5,892.00 | $84,420 Land $32,130 Building $52,290 | |
| 2021 | $444,300 Land $169,100 Building $275,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 628 Packford Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jul 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Packford Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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