628 Oval St, Kannapolis, NC 28081 Property Records

Rowan County property record for 628 Oval St, Kannapolis, NC 28081

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1998
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Tax Bill$403 (2026)
Deeds & MortgagesJul 2023 Sale
Flood ZoneZone X (minimal risk)
APN148 054

Property Details

APN / Parcel Number

Primary APN148 054
Alternative APN
  • 389375000

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area14,985 sqft (0.344 acres)
Lot Dimensions15 ft deep x 10 ft wide
Deck Area15 sqft

Location & Zoning

Street Address628 OVAL ST
CityKANNAPOLIS
StateNC
Zip28081-3418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12-13 BLK A BELLEVUE
Legal SubdivisionBELLEVUE
Legal BlockA
JurisdictionROWAN NC
Township / Civil DivisionCHINA GROVE
Census Block Group2
Census Block2004
Census Tract51501

Owner

628 Oval St is owned and occupied by an individual.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address628 OVAL ST, KANNAPOLIS, NC 28081-3418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROWAN NC
Recording DateJul 21, 2023
Property Address628 OVAL ST, KANNAPOLIS, NC 28081-3418
Document Number0014260793
Book / Page1426 / 793
Instrument DateJul 20, 2023
Transaction TypeTransfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address628 OVAL ST, KANNAPOLIS, NC 28081-3418

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 OVAL ST, KANNAPOLIS, NC 28081-3418

Tax Assessment & Valuation

The 2026 property tax bill for 628 Oval St was $403.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRowan County
MunicipalityKannapolis City
Unified School DistrictKannapolis City Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$403.00$33,325 Land $32,825 Building $500$33,325 Land $32,825 Building $500
2023$403.00 (+21.75%)$33,325 (+29.42%) Land $32,825 Building $500$33,325 (+29.42%) Land $32,825 Building $500
2022$331.00$25,750 Land $25,250 Building $500$25,750 Land $25,250 Building $500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Oval St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Oval St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KANNAPOLIS
serves 56,050 people · EPA ID NC0180065
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Apr 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Oval St

Nearby Streets

Search Property Records by Address or Parcel Number