628 Oswald Ave, Belgrade, MN 56312 Property Records

Stearns County property record for 628 Oswald Ave, Belgrade, MN 56312

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,056 sqft · built 1974
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (May 2013)
Tax Bill	$1,184 (2025)
Deeds & Mortgages	Jun 2020 Sale Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`44-27425-0000`

Property Details

APN / Parcel Number

Primary APN	`44-27425-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Gross Area	1,267 sqft
1st Floor Area	1,056 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,840 sqft (0.18 acres)
Lot Dimensions	112 ft deep x 70 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Hot Water

Location & Zoning

Street Address	628 OSWALD AVE
City	BELGRADE
State	MN
Zip	56312-4545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S70' OF W2 OF LT 5 BLK 2 SUBD OF BLK B SUBD OF BLK B QUISTBERG'S ADD SECTION 19 TOWNSHIP 123 RANGE 034 SUBD OF BLK B
Legal Range	34W
Legal Township	123
Legal Section	19
Legal Subdivision	SUBD OF BLK B QUISTBERGS ADD
Legal Block	2,B
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	BELGRADE
Census Block Group	1
Census Block	1036
Census Tract	10900

Owner

Source: Stearns County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 243, BELGRADE, MN 56312-0243
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed, Transfer
Jun 11, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2013 · Amount on Record
Deed Sale	May 21, 2013 · Amount on Record
Prior Sale	Jun 30, 2005 · Amount on Record
Deed Document Number	201364065
Last Transfer Date	Jun 18, 2020
Transfer Doc	00A1572000
Record Updated	Oct 29, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 19, 2020
Property Address	628 OSWALD AVE, BELGRADE, MN 56312-4545
Document Number	00A1572000
Instrument Date	Jun 18, 2020
Instrument	A1572000
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jun 11, 2020
Property Address	628 OSWALD AVE, BELGRADE, MN 56312-4545
Document Number	00A1571211
Instrument Date	Jun 10, 2020
Instrument	A1571211
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 243, BELGRADE, MN 56312-0243

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Belgrade City
County	Stearns County
Unified School District	Belgrade-Brooten-Elrosa Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,500 (+11.16%) Land $12,300 Building $116,200	$128,500 (+11.16%) Land $12,300 Building $116,200
2025	$1,184.00 (+5.15%) Homeowner's exemption	$115,600 (+14.34%) Land $11,700 Building $103,900	$115,600 (+14.34%) Land $11,700 Building $103,900
2023	$1,126.00	$101,100 Land $9,800 Building $91,300	$101,100 Land $9,800 Building $91,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Belgrade serves 745 people · EPA ID MN1730004
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Runestone Telephone Association, Verizon.

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