628 Oak Valley Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 628 Oak Valley Rd, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,947 sqft · built 1978
Lot Size0.51 acres (22,216 sqft)
OwnerIndividual Name on Record
Tax Bill$1,025 (2025)
Flood ZoneZone X (minimal risk)
APN042C 117

Property Details

APN / Parcel Number

Primary APN042C 117
Alternative APN
  • 394150

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,947 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1987
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialMetal
Lot Area22,216 sqft (0.51 acres)
TerrainGentle Slope
Garage TypeMixed
Garage Area440 sqft
CarportCarport
Carport Area280 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area64 sqft
Deck Area576 sqft
Patio Area60 sqft
Utility Building77 sqft
Pole Barn504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number394150
Old Parcel Number042C 117
Street Address628 OAK VALLEY RD
CityTOCCOA
StateGA
Zip30577-7474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 1 OAKWAY ESTATES
Legal SubdivisionOAKWAY ESTATES
Legal Lot Number1
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group1
Census Block1003
Census Tract970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address628 OAK VALLEY RD, TOCCOA, GA 30577-7474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2023
Deed SaleJan 6, 2023
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,025.00 (+78.57%) Homeowner's exemption Senior Citizen's exemption$87,083 (+60.71%) Land $3,676 Building $83,407$217,708 (+60.71%) Land $9,190 Building $208,518
2023$574.00 (-62.39%) Homeowner's exemption$54,185 (+5.67%) Land $3,676 Building $50,509$135,463 (+5.67%) Land $9,190 Building $126,273
2022$1,526.00 Homeowner's exemption$51,276 Land $3,676 Building $47,600$128,189 Land $9,190 Building $118,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 58% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Point Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: TruVista Communications.

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