Adams County property record for 628 Oak St, Quincy, IL 62301
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.1 acres (4,229 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $659 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235049100000 |
| Primary APN | 235049100000 |
|---|
| Lot Area | 4,229 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 159 ft deep x 26 ft wide |
| Street Address | 628 OAK ST |
|---|---|
| City | QUINCY |
| State | IL |
| Zip | 62301-2510 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 7 KEYES SURVEY E 4.6FT LOT 7 & W 22FT LOT 8 |
| Legal Range | 9W |
| Legal Township | 1S |
| Legal Section | 35 |
| Legal Subdivision | WILLARD KEYES ADD |
| Legal Block | 7 |
| Legal Lot Number | 8,7 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | QUINCY |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Quincy Northwest Historic District listed 2000 · 1,617 contributing resources · NRIS 00000414 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
628 Oak St, a single family home, is owned by an individual.
Source: Adams County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 27568 280TH AVE, MAYWOOD, MO 63454-1013 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED STATE BANK |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage HOME BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 628 OAK ST, QUINCY, IL 62301-2510 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R01210 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021R-01210 |
| Name | UNITED STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 15, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jul 15, 2020 |
| Property Address | 628 OAK ST, QUINCY, IL 62301-2510 |
| Document Number | 2020R06264 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 2020R-06264 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 27568 280TH AVE, MAYWOOD, MO 63454-1013 |
| Document Number | 2020R06265 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020R-06265 |
| Name | HOME BANK NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Quincy Township |
| Municipality | Quincy City |
| Unified School District | Quincy School District 172 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,400 Land $1,270 Building $9,130 | $31,200 Land $3,810 Building $27,390 | |
| 2024 | $659.00 | ||
| 2022 | $8,500 Land $1,040 Building $7,460 | $25,500 Land $3,120 Building $22,380 | |
| 2021 | $574.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Oak St in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 13 (1981–2019) |
| Claims Outside the SFHA | 1 of 13 |
| Most Recent Claim | May 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUINCY serves 42,000 people · EPA ID IL0010650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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