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628 Oak Ave, Mount Dora, FL 32757 Property Records

Lake County property record for 628 Oak Ave, Mount Dora, FL 32757 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,012 sqft · built 1975
Lot Size0.216 acres (9,450 sqft)
OwnerIndividual Name on File
Last Sale$168,000 (Mar 2015)
Tax Bill$3,512 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32-19-27-0700-000-05800

Property Details

APN / Parcel Number

Primary APN32-19-27-0700-000-05800
Alternative APN
  • 1471907

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,012 sqft Living Area
1st Floor Area2,012 sqft

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area9,450 sqft (0.216 acres)
Lot Dimensions135 ft deep x 70 ft wide
Garage TypeFinished
Garage Area625 sqft

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area288 sqft
PorchPorch
Porch Area250 sqft
Patio Area406 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number1471907
Street Address628 OAK AVE
CityMOUNT DORA
StateFL
Zip32757-6040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOUNT DORA GRANDVIEW TERRACE LOT 58 N 20 FT LOT 59 PB 8 PG 47 ORB 4602 PG 220
Legal Range27E
Legal Township19S
Legal Section32
Legal SubdivisionGRANDVIEW TERRACE
Legal Tract700
Legal Lot Number58-59
JurisdictionLAKE FL
Township / Civil DivisionMOUNT DORA
Census Block Group3
Census Block3023
Census Tract31002

Owner

Source: Lake County records · APN 32-19-27-0700-000-05800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address628 OAK AVE, MOUNT DORA, FL 32757-6040
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2022Deed of Trust, Mortgage · Line of Credit
FLAGSTAR BANK FSB
Nov 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED FINANCE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Prior SaleAug 13, 2014 · Amount on Record
Deed Document Number2015031285
Deed Book / Page4602 / 0220
Record UpdatedJun 08, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address628 OAK AVE, MOUNT DORA, FL 32757-6040
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 OAK AVE, MOUNT DORA, FL 32757-6040

Mortgage

Document Number0060490042
DateNov 03, 2022
Book Page6049/42
Instrument2022144814
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address628 OAK AVE, MOUNT DORA, FL 32757-6040
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 OAK AVE, MOUNT DORA, FL 32757-6040

Mortgage

Document Number0055910197
DateNov 30, 2020
Book Page5591/197
Instrument2020134229
Lender
NameUNITED FINANCE INC
TypeLending Institution
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityMount Dora City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$222,980 (+5.98%) Land $85,159 Building $137,821$378,167 (-3.73%) Land $85,159 Building $293,008
2024$3,512.00 (+6.04%)
2023$3,312.00 (+1.41%) Homeowner's exemption$210,390 (+3%)$392,802 (+30.5%) Land $109,288 Building $283,514
2022$3,266.00 Homeowner's exemption$204,270$300,993 Land $64,579 Building $236,414

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690310023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimJun 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 321 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20

May also be available at this address: T-Mobile USA, Lumen Technologies, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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