628 North St, Monroe, WA 98272 Property Records

Snohomish County property record for 628 North St, Monroe, WA 98272

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,068 sqft · built 1946
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2021)
Tax Bill	$4,399 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0601-001-081-00`

Property Details

APN / Parcel Number

Primary APN	`0601-001-081-00`
Alternative APNs	`270601-001-081-00` `01270610810002` `012706108100` `300081`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,068 sqft Living Area
1st Floor Area	1,068 sqft
Bonus Room	Bonus Room
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	432 sqft
Porch	Porch
Porch Area	300 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	300081
Street Address	628 NORTH ST
City	MONROE
State	WA
Zip	98272-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR6000
Legal Description	SEC 01 TWP 27 RGE 06 RT-5B-3) W 100FT OF E 420FT OF S 132FT OF N1/2 NW1/4 SW1/4 NE1/4
Legal Range	06
Legal Township	27
Legal Section	01
Legal Block	11
Legal Lot Number	81
Jurisdiction	SNOHOMISH WA
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1004
Census Tract	52208

Owner

628 North St is owned and occupied by two individuals who bought it in August 2021.

Source: Snohomish County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 NORTH ST, MONROE, WA 98272-1310
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Mar 29, 1996 · Amount on File
Deed Document Number	2021950
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	628 NORTH ST, MONROE, WA 98272-1310
Transaction Type	Mortgage
Record Updated	Oct 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000136
Date	Sep 18, 2023
Instrument	202309180136

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 1, 2051

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Aug 12, 2021
Property Address	628 NORTH ST, MONROE, WA 98272-1310
Document Number	0000000950
Instrument Date	Aug 9, 2021
Instrument	202108120950
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,765.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 NORTH ST, MONROE, WA 98272-1310

Mortgage

Document Number	0000000951
Date	Aug 12, 2021
Instrument	202108120951

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0000000952
Date	Aug 12, 2021
Instrument	202108120952

Lender

Name	WASHINGTON STATE HOUSING FIN COMMISSION
Type	Government Agency
Address	SEATTLE, WA 98104

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 628 North St was $4,399.

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Monroe City
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,399.00	$561,000 Land $416,700 Building $144,300	$561,000 Land $416,700 Building $144,300
2023	$3,705.00 (+20.37%)	$496,300 (+50.9%) Land $363,600 Building $132,700	$496,300 (+50.9%) Land $363,600 Building $132,700
2022	$3,078.00	$328,900 Land $248,800 Building $80,100	$328,900 Land $248,800 Building $80,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 North St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 North St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER SYSTEM serves 23,467 people · EPA ID WA5355820
Water Source	Purchased surface water from CITY OF EVERETT PUBLIC WORKS DEPT.
Last State Inspection	May 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, T-Mobile.

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