628 N West St, Lima, OH 45801 Property Records

Allen County property record for 628 N West St, Lima, OH 45801

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,649 sqft · built 1920
Lot Size0.112 acres (4,879 sqft)
Owner2 Individual Names on File
Last Sale$54,900 (Sep 2016)
Tax Bill$910 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN37-3010-08-016.000

Property Details

APN / Parcel Number

Primary APN37-3010-08-016.000
Alternative APN
  • M3837301008016000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,649 sqft Living Area
Gross Area2,216 sqft
1st Floor Area879 sqft
Upper Floors Area770 sqft
Basement Area347 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area4,879 sqft (0.112 acres)
Lot Dimensions195 ft deep x 25 ft wide

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area220 sqft
Patio Area330 sqft
Canopy330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address628 N WEST ST
CityLIMA
StateOH
Zip45801-4019
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionCHANEYS ADDITION LOT 942 N1/2 FF 25.00
Legal SubdivisionCHANEYS ADDITION
Legal Lot Number942
JurisdictionALLEN OH
Township / Civil DivisionLIMA
Census Block Group1
Census Block1024
Census Tract12400

Owner

Source: Allen County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address628 N WEST ST, LIMA, OH 45801-4019
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 29, 2016 · Amount on File
Deed SaleSep 29, 2016 · Amount on File
Prior SaleSep 30, 2010 · Amount on File
Deed Document Number201610620
Deed Book / Page2016 / 10520
Prior Transfer DateDec 31, 1996
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address628 N WEST ST, LIMA, OH 45801-4019
Transaction TypeMortgage
Record UpdatedJun 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 W NORTH ST, LIMA, OH 45801-4217

Mortgage

Document Number11280013552
DateNov 28, 2022
Book Page2022/13552
Instrument202211280013552
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term287 Months
DueOct 1, 2046

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
MunicipalityLima City
Unified School DistrictLima City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$910.00 (+0.11%)$24,080 (-) Land $1,960 Building $22,120$68,800 (-) Land $5,600 Building $63,200
2024$909.00 (+10.18%)$24,080 (+26.94%) Land $1,960 Building $22,120$68,800 (+26.94%) Land $5,600 Building $63,200
2023$825.00 (-0.48%)$18,970 (-) Land $1,540 Building $17,430
2022$829.00$18,970 Land $1,540 Building $17,430
2021$54,200 Land $4,400 Building $49,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2004)
Most Recent ClaimJun 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed, MetaLINK Technologies, TSC.

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