628 N Webster St, Naperville, IL 60563 Property Records

DuPage County property record for 628 N Webster St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,602 sqft · built 2004
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$1,020,000 (Sep 2023)
Tax Bill	$22,653 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-13-206-009`

Property Details

APN / Parcel Number

Primary APN	`07-13-206-009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,602 sqft Living Area
Gross Area	5,326 sqft
1st Floor Area	1,738 sqft
2nd Floor Area	1,864 sqft
Basement Area	1,724 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Tudor
Exterior Material	Brick
Construction Type	Brick
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	14.5 ft deep x 5 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	628 N WEBSTER ST
City	NAPERVILLE
State	IL
Zip	60563-3056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OGDEN AVE ADD TO NAPER
Legal Subdivision	OGDEN AVE ADD TO NAPER
Legal Lot Number	141
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4014
Census Tract	846404

Owner

628 N Webster St is owned by two individuals who bought it in September 2023.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1948 NUTMEG LN, NAPERVILLE, IL 60565-6808
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2023	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Mar 22, 2005 · Amount on File
Deed Document Number	202359753
Prior Transfer Date	Jun 30, 2004
Prior Transfer Doc	0000190959
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Sep 15, 2023
Property Address	628 N WEBSTER ST, NAPERVILLE, IL 60563-3056
Document Number	0000059753
Map Reference	DOC 192270
Instrument Date	Aug 18, 2023
Instrument	R2023-059753
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	628 N WEBSTER ST, NAPERVILLE, IL 60563-3056

Mortgage

Document Number	0000059754
Date	Sep 15, 2023
Instrument	R2023-059754

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2038

Interest

Rate	6.37%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	628 N WEBSTER ST, NAPERVILLE, IL 60563-3056
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098851
Date	Sep 3, 2020
Instrument	R2020-098851

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 628 N Webster St was $22,653.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$22,653.00	$396,521 Land $111,250 Building $285,271	$1,189,563 Land $333,750 Building $855,813
2022	$19,537.00 Homeowner's exemption	$308,370 Land $85,870 Building $222,500	$925,110 Land $257,610 Building $667,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 N Webster St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 N Webster St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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