628 N Summit St, Neosho, MO 64850 Property Records

Newton County property record for 628 N Summit St, Neosho, MO 64850

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,252 sqft · built 1958
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,556 (Jan 2026)
Tax Bill	$654 (2024)
Deeds & Mortgages	Jan 2026 Second Mortgage Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-23608-0`

Property Details

APN / Parcel Number

Primary APN	`5-23608-0`
Alternative APN	`16-6.0-24-001-005-017.000`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1978
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Shed	1 Shed
Shed Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 N SUMMIT ST
City	NEOSHO
State	MO
Zip	64850-1045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NW1/4 NE1/4 BEG 98.5 N SE COR N 110 W 85 S 110 E 85 TO POB
Legal Range	32W
Legal Township	25N
Legal Section	24
Jurisdiction	NEWTON MO
Township / Civil Division	NEOSHO
Census Block Group	1
Census Block	1010
Census Tract	20300

Owner

Source: Newton County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FLAT BRANCH HOME LOANS INC
Jan 7, 2026	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH HOME LOANS INC
Aug 21, 2025	Warranty Deed, Transfer · Line of Credit NEW AMERICAN FUNDING
Mar 24, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2026 · Amount on Record
Deed Sale	Jan 7, 2026 · Amount on Record
Prior Sale	Mar 24, 2023 · Amount on Record
Deed Document Number	2026106
Deed Book / Page	375 / 106
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON MO
Property Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N SUMMIT ST M, M, NEOSHO, MO 64850-1045

Mortgage

Document Number	000375/108
Date	Jan 7, 2026
Book Page	375/108
Instrument	202600108

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2036

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Jan 7, 2026
Property Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Document Number	000375/106
Book / Page	375 / 106
Instrument Date	Jan 2, 2026
Instrument	202600106
Transaction Type	Transfer
Record Updated	Apr 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045

Mortgage

Document Number	0202600107
Date	Jan 7, 2026
Instrument	202600107

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2051

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Aug 21, 2025
Property Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Document Number	00374/5441
Book / Page	374 / 5441
Instrument Date	Aug 19, 2025
Instrument	202505505
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Investor	Possibly a Property Investor

Mortgage

Document Number	0202505532
Date	Aug 21, 2025
Instrument	202505532

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 4, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON MO
Recording Date	Mar 24, 2023
Property Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Document Number	00372/1699
Book / Page	372 / 1699
Instrument Date	Mar 24, 2023
Instrument	202301723
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N SUMMIT ST, NEOSHO, MO 64850-1045
Investor	Possibly a Property Investor

Mortgage

Document Number	0202301724
Date	Mar 24, 2023
Instrument	202301724

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

Source: Newton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Newton County
Municipality	Neosho City
Unified School District	Neosho R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$11,990 (+1.01%)	$63,100 (+0.96%) Land $5,600 Building $57,500
2024	$654.00 (+0.46%)	$11,870 (-)	$62,500 (-) Land $5,600 Building $56,900
2023	$651.00 (+38.51%)	$11,870 (+20.14%) Land $1,064 Building $10,806	$62,500 (+20.19%) Land $5,600 Building $56,900
2022		$9,880	$52,000
2018	$470.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEOSHO PWS serves 12,157 people · EPA ID MO5010560
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	5 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ozark Fiber Fiber	2,000 / 2,000
Optimum Cable	500 / 20
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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