628 N E St, Lake Worth Beach, FL 33460 Property Records

Palm Beach County property record for 628 N E St, Lake Worth Beach, FL 33460

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 644 sqft · built 1925
Lot Size	0.078 acres (3,376 sqft)
Owner	Individual Name on Record
Last Sale	$162,000 (Nov 2020)
Tax Bill	$3,919 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-43-44-21-15-188-0140`

Property Details

APN / Parcel Number

Primary APN	`38-43-44-21-15-188-0140`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	644 sqft Living Area
Gross Area	704 sqft
1st Floor Area	644 sqft
Utility Area	60 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	3,376 sqft (0.078 acres)
Lot Dimensions	135 ft deep x 25 ft wide
Porch	Enclosed/Finished Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	628 N E ST
City	LAKE WORTH BEACH
State	FL
Zip	33460-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-TF-14
Legal Description	TOWN OF LAKE WORTH LT 14 BLK 188
Legal Range	43E
Legal Township	44S
Legal Section	21
Legal Subdivision	TOWN OF LAKE WORTH
Legal Block	188
Legal Lot Number	14
Jurisdiction	PALM BEACH FL
Township / Civil Division	LAKE WORTH
Census Block Group	2
Census Block	2001
Census Tract	4402

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 N E ST, LAKE WORTH BEACH, FL 33460-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 12, 2020	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 9, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC
Apr 30, 2018	Warranty Deed, Transfer · FHA Mortgage NP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 12, 2020 · Amount on Record
Deed Sale	Nov 12, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2020429654
Deed Book / Page	31906 / 1095
Transfer Doc	1013001520
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	628 N E ST, LAKE WORTH, FL 33460-2853
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N E ST, LAKE WORTH, FL 33460-2853

Mortgage

Document Number	0344901679
Date	Aug 11, 2023
Book Page	34490/1679
Instrument	20230276609

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	628 N E ST, LAKE WORTH, FL 33460-2853
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0316950278
Date	Aug 28, 2020
Book Page	31695/278
Instrument	20200316649

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Nov 12, 2020
Property Address	628 N E ST, LAKE WORTH, FL 33460-2853
Document Number	0319061095
Book / Page	31906 / 1095
Map Reference	MB 2 PG 29
Instrument Date	Nov 5, 2020
Instrument	20200429654
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,134.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 N E ST, 628, LAKE WORTH BEACH, FL 33460-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N E ST, LAKE WORTH BEACH, FL 33460-2853

Mortgage

Document Number	0319061097
Date	Nov 12, 2020
Instrument	31906/1097

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	628 N E ST, LAKE WORTH, FL 33460-2853
Document Number	0317871724
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N E ST LAKE WORTH FL 334602853, LAKE WORTH, FL 33460-2853

Mortgage

Document Number	0317871724
Date	Sep 30, 2020
Book Page	031787/001724
Instrument	365808

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Interest

Rate	3.62%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Apr 30, 2018
Property Address	628 N E ST, LAKE WORTH, FL 33460-2853
Document Number	0298170530
Book / Page	29817 / 0530
Map Reference	MB 2 PG 29
Instrument Date	Mar 21, 2018
Instrument	20180164900
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$886.90
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	629 N D ST, 629, LAKE WORTH, FL 33460-2835

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 N D ST, LAKE WORTH, FL 33460-2835

Mortgage

Document Number	20180164901
Date	Apr 30, 2018
Instrument	20180164901

Lender

Name	NP INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Lake Worth Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,919.00 (+1.34%) Homeowner's exemption	$196,836 (+5.99%)	$219,295 (+15.76%) Land $103,032 Building $116,263
2024	$3,867.00 (+4.26%)
2023	$3,709.00 (+2.32%) Homeowner's exemption	$185,717 (+3%)	$189,438 (+5.06%) Land $76,417 Building $113,021
2022	$3,625.00 Homeowner's exemption	$180,308 Land $66,770 Building $113,538	$180,308 Land $66,770 Building $113,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · Hurricane Wilma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Hotwire Communications, T-Mobile.

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