628 N 5th St, Saint Clair, MI 48079 Property Records

St. Clair County property record for 628 N 5th St, Saint Clair, MI 48079

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1921
Lot Size	0.107 acres (4,661 sqft)
Owner	Individual Name on Record
Last Sale	$142,500 (Jan 2022)
Tax Bill	$2,203 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Jun 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-07-470-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-07-470-0012-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,276 sqft Living Area
1st Floor Area	729 sqft
Basement Area	729 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	4,661 sqft (0.107 acres)
Lot Dimensions	93 ft deep x 50 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	628 N 5TH ST
City	SAINT CLAIR
State	MI
Zip	48079-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A MED D
Legal Description	LOT 1 BLK 2 LIEBERMANN & BAIRD ADDT TO THE CITY OF ST CLAIR
Legal Subdivision	LIEBERMANN & BAIRD ADD
Legal Block	2
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ST. CLAIR
Census Block Group	4
Census Block	4001
Census Tract	642000

Owner

Source: St. Clair County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	628 N 5TH ST, SAINT CLAIR, MI 48079-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2022	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2022 · Amount on Record
Deed Sale	Jan 11, 2022 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	2022833
Deed Book / Page	5473 / 845
Prior Transfer Date	Jun 13, 2019
Prior Transfer Doc	0005067120
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 11, 2022
Property Address	628 N 5TH ST, SAINT CLAIR, MI 48079-4826
Document Number	0005473845
Book / Page	5473 / 845
Map Reference	LB 21 PG 209
Instrument Date	Dec 17, 2021
Instrument	2022000833
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,068.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 N 5TH ST, 628, SAINT CLAIR, MI 48079-4826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7019 LOZIER AVE, WARREN, MI 48091-2007

Mortgage

Document Number	0005469814
Date	Dec 28, 2021
Book Page	5469/814
Instrument	2021036226

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 18, 2019
Property Address	628 N 5TH ST, SAINT CLAIR, MI 48079-4826
Document Number	0050670131
Book / Page	005067 / 000131
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4150 STARVILLE RD CHINA MI 480542312, CHINA, MI 48054-2312

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 18, 2019
Property Address	628 N 5TH ST, SAINT CLAIR, MI 48079-4826
Document Number	0050670120
Book / Page	005067 / 000120
Instrument Date	Jun 13, 2019
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4150 STARVILLE RD CHINA MI 480542312, CHINA, MI 48054-2312

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	St. Clair City
Unified School District	East China School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,203.00 (-7.48%) Homeowner's exemption	$70,300 (+14.87%)
2024	$2,381.00 (+7.59%)		$140,600 (+14.87%)
2023		$61,200
2022	$2,213.00		$122,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Duke Broadband.

Nearby Properties on N 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures