628 N 3rd St, Cyril, OK 73029 Property Records

Caddo County property record for 628 N 3rd St, Cyril, OK 73029

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,437 sqft · built 1983
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on Record
Tax Bill	$506 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0660-13-002-016-4-026-60`

Property Details

APN / Parcel Number

Primary APN	`0660-13-002-016-4-026-60`
Alternative APN	`29685`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,437 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Pool Type	In-Ground Pool
Pool Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29685
Street Address	628 N 3RD ST
City	CYRIL
State	OK
Zip	73029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 BLK 2 CHANDLER
Legal Subdivision	CHANDLER
Legal Block	2
Legal Lot Number	16
Jurisdiction	CADDO OK
Township / Civil Division	CYRIL-CEMENT
Census Block Group	1
Census Block	1029
Census Tract	162300

Owner

Source: Caddo County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 722, CYRIL, OK 73029-0722
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN MORTGAGE INC
Nov 15, 2017	Deed of Trust, Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2007
Deed Sale	Jan 16, 2007
Prior Sale	Nov 13, 2006
Deed Book / Page	2611 / 337
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	628 N 3RD ST, CYRIL, OK 73029
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003097/720
Date	Jun 27, 2018
Book Page	3097/720
Instrument	201800005304

Lender

Name	FIRST AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	YUKON, OK 73099

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 1, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CADDO OK
Property Address	628 N 3RD ST, CYRIL, OK 73029
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 N 3RD ST, CYRIL, OK 73029

Mortgage

Document Number	003071/353
Date	Nov 15, 2017
Book Page	3071/353
Instrument	201700011375

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	CHICKASHA, OK 73018

Agreement

Amount	Amount Recorded
Term	156 Months
Due	Nov 1, 2030

Tax Assessment & Valuation

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Cyril Town
Unified School District	Cyril Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,593 (+5.02%) Land $1,025 Building $5,568	$59,934 (-48.91%) Land $9,320 Building $50,614
2025	$506.00 (-0.2%)	$6,278 (+4.98%) Land $976 Building $5,302	$117,300 (-2.37%) Land $9,800 Building $107,500
2024	$507.00 (+6.51%)	$5,980 (+5%) Land $930 Building $5,050	$120,145 (+11.86%) Land $9,800 Building $110,345
2023	$476.00	$5,695 Land $924 Building $4,771	$107,410 Land $8,400 Building $99,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 46% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYRIL serves 1,168 people · EPA ID OK3000805
Water Source	Purchased groundwater from CADDO CO RWD #3
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Southwest Oklahoma Telephone Company Cable · Fiber in parts of the area	250 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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