628 Mountain View Rd, Reading, PA 19607 Property Records

Berks County property record for 628 Mountain View Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,105 sqft · built 1940
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual on Record
Last Sale	$115,000 (Oct 2019)
Tax Bill	$1,102 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5305-10-47-3191`

Property Details

APN / Parcel Number

Primary APN	`5305-10-47-3191`
Alternative APNs	`39-5305-10-47-3191` `39410180` `410180`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,105 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Composition/Composite
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Neighborhood

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39410180
Street Address	628 MOUNTAIN VIEW RD
City	READING
State	PA
Zip	19607-9504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	47
Legal Lot Number	A
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2040
Census Tract	11603

Owner

Source: Berks County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 7, 2019	Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Jul 14, 2016 · Amount on Record
Deed Document Number	201934364
Last Transfer Date	Dec 7, 2021
Transfer Doc	0000016028
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504
Transaction Type	Mortgage
Record Updated	Sep 23, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035362
Date	Sep 2, 2022
Instrument	2022035362

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERKS PA
Recording Date	Apr 19, 2022
Property Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504
Document Number	0000016028
Instrument Date	Dec 7, 2021
Instrument	2022016028
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA STLMTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504

Mortgage

Document Number	0000016029
Date	Apr 19, 2022
Instrument	2022016029

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Oct 7, 2019
Property Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504
Document Number	0000034364
Instrument Date	Sep 30, 2019
Instrument	2019034364
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MOUNTAIN VIEW RD, READING, PA 19607-9504

Mortgage

Document Number	0000034365
Date	Oct 7, 2019
Instrument	2019034365

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,102.00 (+24.8%)	$55,500 (-) Land $34,100 Building $21,400	$34,100 (-38.56%) Land $34,100
2024	$883.00	$55,500 Land $34,100 Building $21,400
1994			$55,500 Land $34,100 Building $21,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Service Electric Cable TV.

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