628 Mill St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 628 Mill St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,437 sqft · built 1940
Lot Size	0.112 acres (4,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$615,000 (Aug 2023)
Tax Bill	$7,101 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Aug 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`009-263-007-000`

Property Details

APN / Parcel Number

Primary APN	`009-263-007-000`
Alternative APN	`009-263-007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	2,009 sqft
1st Floor Area	1,437 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1960
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,880 sqft (0.112 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	009-263-007
Street Address	628 MILL ST
City	SANTA ROSA
State	CA
Zip	95404-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Description	MAP D1 141
Legal Subdivision	WHELLERS ADD 02
Legal Block	3
Legal Lot Number	136
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	3
Census Block	3005
Census Tract	151900

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2023	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 26, 2019	Quit Claim Deed, Transfer · Conventional Mortgage REDWOOD CU
Feb 23, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 7, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Jul 25, 2016	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	202337714
Prior Transfer Date	Sep 15, 2005
Prior Transfer Doc	0000153955
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Jul 9, 2026
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000034776
Instrument Date	Jul 2, 2026
Instrument	202634776
Transaction Type	Mortgage
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	628 MILL ST, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	0000034776,
Date	Jul 9, 2026
Instrument	202634776

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Aug 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 14, 2023
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000037714
Map Reference	MB 20 PG 25
Instrument Date	Aug 2, 2023
Instrument	2023037714
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,906.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	628 MILL ST, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	0000037715
Date	Aug 14, 2023
Instrument	2023037715

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Transaction Type	Mortgage
Record Updated	Apr 27, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MILL ST, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	0000027200
Date	Apr 15, 2022
Instrument	2022027200

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059307
Date	Jul 20, 2020
Instrument	2020059307

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Aug 26, 2019
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000059523
Instrument Date	Aug 19, 2019
Instrument	59523
Transaction Type	Transfer
Record Updated	Sep 11, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 MILL ST SANTA ROSA CA 954045035, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	59524
Date	Aug 26, 2019
Instrument	59524

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Feb 23, 2018
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000012634
Instrument Date	Feb 21, 2018
Instrument	12634
Transaction Type	Transfer
Record Updated	Mar 12, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MILL ST SANTA ROSA CA 954045035, SANTA ROSA, CA 95404-5035

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 7, 2017
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000052816
Instrument Date	Jul 5, 2017
Instrument	52816
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	628 MILL ST SANTA ROSA CA 954045035, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	52817
Date	Jul 7, 2017
Instrument	52817

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	628 MILL ST, SANTA ROSA, CA 95404-5035
Document Number	0000009041
Instrument Date	Jul 25, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MILL ST SANTA ROSA CA 954045035, SANTA ROSA, CA 95404-5035

Mortgage

Document Number	0000009041
Date	Feb 3, 2017
Instrument	9041

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2047

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$639,845 (+2%) Land $255,938 Building $383,907
2025	$7,101.00 (+18.51%) Homeowner's exemption	$627,300 (+19.5%) Land $250,920 Building $376,380
2023	$5,992.00 (+6.73%) Homeowner's exemption	$524,946 Land $207,791 Building $317,155
2022	$5,614.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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