Tioga County and Owego Town property record for 628 McFadden Rd, Apalachin, NY 13732
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,510 sqft · built 1973 |
| Lot Size | 13.8 acres (604,177 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Apr 1999) |
| Tax Bill | $8,074 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 153.14-1-3 |
| Primary APN | 493089 153.14-1-3 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,510 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| 2nd Floor Area | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 604,177 sqft (13.8 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Canopy | 685 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000006377 |
|---|---|
| Street Address | 628 MCFADDEN RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-3815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 20402 |
628 McFadden Rd, a rural home, is owned and occupied by two individuals who bought it in April 1999.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 MCFADDEN RD, APALACHIN, NY 13732-3815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 1999 · Amount on File |
| Deed Sale | Apr 29, 1999 · Amount on File |
| Deed Book / Page | 624 / 88 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 628 McFadden Rd was $8,074 with a homeowner's exemption, down 0.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,074.00 (-0.31%) Homeowner's exemption | ||
| 2025 | $8,099.00 | $159,900 Land $27,900 Building $132,000 | $306,029 Land $53,397 Building $252,632 |
| 2023 | $159,900 Land $27,900 Building $132,000 | $296,111 Land $51,667 Building $244,444 | |
| 2019 | $3,192.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 McFadden Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 26 policies |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 8 (2006–2018) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 McFadden Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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