Pinellas County property record for 628 Mayo, Crystal Beach, FL 34681
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,873 sqft · built 1967 |
| Lot Size | 0.219 acres (9,548 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $910,000 (Apr 2026) |
| Tax Bill | $5,291 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-741-0907-5 |
| Primary APN | C62-000-741-0907-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,873 sqft Living Area |
| Gross Area | 2,798 sqft |
| 1st Floor Area | 1,223 sqft |
| Upper Floors Area | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,548 sqft (0.219 acres) |
| Lot Dimensions | 105 ft deep x 83 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 338 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 524 sqft |
| Deck Area | 389 sqft |
| Patio Area | 130 sqft |
| Loading Dock | 300 sqft |
| Boat Access | Boat Access |
| Boat House | 264 sqft |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R382992 |
|---|---|
| Street Address | 628 MAYO |
| City | CRYSTAL BEACH |
| State | FL |
| Zip | 34681 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | SEASIDE POINT 2ND ADD LOT 17 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | SEASIDE POINT 2ND ADD |
| Legal Tract | 79434 |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 27202 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 512, CRYSTAL BEACH, FL 34681-0512 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING |
| Apr 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Dec 10, 2009 · Amount on Record |
| Deed Document Number | 2026111000 |
| Deed Book / Page | 23535 / 2361 |
| Transfer Doc | 9714001526 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 628 MAYO, CRYSTAL BEACH, FL 34681 |
| Document Number | 0000111000 |
| Book / Page | 23535 / 2361 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.111000 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643,370.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000111001, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026..111001 |
| Name | JMAC LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 24, 2026 |
| Property Address | 628 MAYO, CRYSTAL BEACH, FL 34681 |
| Document Number | 0235352361 |
| Book / Page | 23535 / 2361 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026111000 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2026 |
| Title Company | E TITLE LLC, HOMELIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $643,370.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000111001, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 2026111001 |
| Name | JMAC LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,291.00 (-12.93%) | $327,458 (-11.02%) | $629,328 (-14.73%) Land $470,593 Building $158,735 |
| 2024 | $6,077.00 (+1.52%) | ||
| 2023 | $5,986.00 (+2.75%) Homeowner's exemption | $368,006 (+3%) | $738,028 (-0.07%) Land $492,702 Building $245,326 |
| 2022 | $5,826.00 Homeowner's exemption | $357,287 | $738,555 Land $552,034 Building $186,521 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 308 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 308 in force |
| Nearby Flood Claims | 401 (1979–2024) |
| Claims Outside the SFHA | 3 of 401 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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