628 Main St, Wayne, ME 04284 Property Records

Kennebec County and Wayne Town property record for 628 Main St, Wayne, ME 04284

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,556 sqft · built 1985
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,779 (2025)
Deeds & Mortgages	Oct 2020 Refinance Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`WAYN M:009 L:067`

Property Details

APN / Parcel Number

Primary APN	`WAYN M:009 L:067`
Alternative APN	`643`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,556 sqft Living Area
Gross Area	1,939 sqft
Basement Area	700 sqft
Unfinished Basement	700 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	643
Street Address	628 MAIN ST
City	WAYNE
State	ME
Zip	04284-3159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	67
Jurisdiction	WAYNE ME
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2030
Census Tract	14500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

628 Main St is owner-occupied and held in a trust.

Source: Kennebec County and Wayne Town records, as of May 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	628 MAIN ST, WAYNE, ME 04284-3159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance KENNEBEC SAVINGS BANK
Nov 6, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE ME
Property Address	628 MAIN ST, WAYNE, ME 04284-3159
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020027638
Date	Oct 27, 2020
Book Page	13762/202
Instrument	2020027638

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	169 Months
Due	Nov 1, 2034

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAYNE ME
Recording Date	Nov 6, 2018
Property Address	628 MAIN ST, WAYNE, ME 04284-3159
Document Number	2018026235
Book / Page	13077 / 0009
Instrument	2018026235
Transaction Type	Transfer
Record Updated	Feb 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 628 Main St was $8,779, up 0.6% from the year before.

Source: Kennebec County and Wayne Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Kennebec County
County Subdivision	Wayne Town
Unified School District	Regional School Unit 38 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,779.00 (+0.6%)	$737,700 (-) Land $351,700 Building $386,000
2024	$8,727.00 (+33.93%)	$737,700 (+133.23%) Land $351,700 Building $386,000
2023	$6,516.00 (+9.16%)	$316,300 (-) Land $155,000 Building $161,300	$381,330
2022	$5,969.00	$316,300 Land $155,000 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	19 (1987–2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding
Claims by Event	Severe Storm And Flooding, Dec 2023 · 2 claims Severe Storms & Flooding, Apr 1987 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Fidium Fiber DSL	100 / 40

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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