628 Main St, Smithfield, NC 27577 Property Records

Johnston County property record for 628 Main St, Smithfield, NC 27577

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,924 sqft · built 1900
Lot Size0.53 acres (23,087 sqft)
OwnerIndividual Name on Record
Last Sale$61,000 (Mar 2018)
Tax Bill$1,900 (2026)
Deeds & MortgagesMay 2021 Mortgage
Mar 2018 Sale
Flood ZoneZone X (minimal risk)
APN17K08026H

Property Details

APN / Parcel Number

Primary APN17K08026H
Alternative APN
  • 2000207584

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,924 sqft Living Area
Gross Area2,624 sqft
1st Floor Area1,924 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1980
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area23,087 sqft (0.53 acres)
Canopy490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2000207584
Street Address628 MAIN ST
CitySMITHFIELD
StateNC
Zip27577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionWILSONS MILL CHURCH OF GOD 86/310
JurisdictionJOHNSTON NC
Township / Civil DivisionWILSON MILLS
Census Block Group1
Census Block1036
Census Tract40903

Owner

Source: Johnston County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2346 CREECHS MILL RD, SMITHFIELD, NC 27577-8419
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Mar 6, 2018Warranty Deed, Construction Loan
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2018 · Amount on Record
Deed SaleMar 6, 2018 · Amount on Record
Prior SaleJun 6, 2003
Deed Document Number2018562744
Deed Book / Page5111 / 202
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSTON NC
Property Address628 MAIN ST, SMITHFIELD, NC 27577
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000747428
DateMay 4, 2021
Book Page5921/493
Instrument2021747428
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 1, 2036

March 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionJOHNSTON NC
Recording DateMar 6, 2018
Property Address628 MAIN ST, SMITHFIELD, NC 27577
Document Number0000562744
Book / Page005111 / 000202
Instrument DateMar 6, 2018
Instrument562744
Transaction TypeConstruction Loan
Record UpdatedMar 15, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$122.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 MAIN ST SMITHFIELD NC 27577, SMITHFIELD, NC 27577

Tax Assessment & Valuation

Source: Johnston County assessment roll, as of September 24, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJohnston County
MunicipalityWilson's Mills Town
Unified School DistrictJohnston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,900.00 (+47.06%)$168,960 (+55.52%) Land $46,430 Building $122,530$168,960 (+55.52%) Land $46,430 Building $122,530
2023$1,292.00$108,640 Land $16,640 Building $92,000$108,640 Land $16,640 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOHNSTON CO-WEST
serves 99,027 people · EPA ID NC0351070
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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