628 Main St, Monroe, OR 97456 Property Records

Benton County property record for 628 Main St, Monroe, OR 97456

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,212 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$222,000 (Jan 2020)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14533AB06400`

Property Details

APN / Parcel Number

Primary APN	`14533AB06400`
Alternative APN	`203541`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,212 sqft Living Area
1st Floor Area	1,212 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	203541
Street Address	628 MAIN ST
City	MONROE
State	OR
Zip	97456-8429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GRB
Legal Description	MONROE
Legal Range	5W
Legal Township	14S
Legal Section	33
Legal Subdivision	MONROE
Jurisdiction	BENTON OR
Township / Civil Division	SOUTHEAST BENTON
Census Block Group	4
Census Block	4043
Census Tract	10400

Owner

Source: Benton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	628 MAIN ST, MONROE, OR 97456-8429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Intrafamily Transfer, Transfer · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Jan 31, 2020	Warranty Deed, Transfer CALIBER HM LOANS
Oct 6, 2017	Warranty Deed, Transfer CASCADE TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	2020591135
Last Transfer Date	Dec 30, 2025
Transfer Doc	0000658602
Record Updated	Sep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON OR
Recording Date	Jan 13, 2026
Property Address	628 MAIN ST, MONROE, OR 97456-8429
Document Number	0000658602
Instrument Date	Dec 30, 2025
Instrument	2026-658602
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 MAIN ST, MONROE, OR 97456-8429

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	628 MAIN ST, MONROE, OR 97456-8429

Mortgage

Document Number	0000658603
Date	Jan 13, 2026
Instrument	2026-658603

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Jan 31, 2020
Property Address	628 MAIN ST, MONROE, OR 97456-8429
Document Number	0000591135
Instrument Date	Jan 30, 2020
Instrument	591135
Transaction Type	Transfer
Record Updated	Feb 17, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	628 MAIN ST MONROE OR 974568429, MONROE, OR 97456-8429

Mortgage

Document Number	591136
Date	Jan 31, 2020
Instrument	591136

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON OR
Recording Date	Oct 6, 2017
Property Address	628 MAIN ST, MONROE, OR 97456-8429
Document Number	0000562823
Instrument Date	Oct 5, 2017
Instrument	562823
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	CASCADE TITLE

Transaction

Amount	Amount Recorded
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	212 165TH AVE SE BELLEVUE WA 980084726, BELLEVUE, WA 98008-4726

Tax Assessment & Valuation

Source: Benton County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Benton County
Municipality	Monroe City
Unified School District	Monroe School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,239.00 (+2.28%)	$120,687 (+3%)	$313,290 (+4.85%) Land $172,000 Building $141,290
2024	$2,189.00 (+2.77%)	$117,172 (+3%)	$298,800 (+7.94%) Land $168,000 Building $130,800
2023	$2,130.00 (+2.7%)	$113,759 (+3%)	$276,830 (+8.44%) Land $168,000 Building $108,830
2022	$2,074.00	$110,446
2002			$255,280 Land $148,000 Building $107,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 723 people · EPA ID OR4100540
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Monroe Telephone Company DSL · Fiber in parts of the area	100 / 20
Alyrica Fixed Wireless	65 / 10

May also be available: Peak Internet, Verizon.

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