Barnstable County and Chatham Town property record for 628 Main St, Chatham, MA 02633
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,408 sqft · built 1940 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,173 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:14E B:081A L:63A |
| Primary APN | CHAT M:14E B:081A L:63A |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,408 sqft Total Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,840 sqft (0.18 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 2429 |
|---|---|
| Street Address | 628 MAIN ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-2203 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | GB1 |
| Legal Block | 81A |
| Legal Lot Number | 63A |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 10600 |
628 Main St, a commercial property, is owned by a company that acquired it in May 2010.
Source: Barnstable County and Chatham Town records, as of May 27, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 735 FALMOUTH RD, MASHPEE, MA 02649-3311 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2010 |
| Deed Sale | May 26, 2010 |
| Prior Sale | Apr 12, 2007 · Amount on File |
| Transfer Doc | 0000160382 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 628 Main St was $5,173, up 2.1% from the year before.
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,173.00 (+2.05%) | $1,490,900 (+5.01%) Land $1,194,700 Building $296,200 |
| 2024 | $5,069.00 (+12.1%) | $1,419,800 (+21.82%) Land $1,148,600 Building $271,200 |
| 2023 | $4,522.00 | $1,165,500 Land $942,300 Building $223,200 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 628 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 17 (1978–2023) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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