Harford County property record for 628 Magnolia Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 940 sqft · built 1927 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Jun 2023) |
| Tax Bill | $2,568 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-082973 |
| Primary APN | 01-082973 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 940 sqft Total Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 524 sqft |
| Shed | 1 Shed |
| Shed Area | 960 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 082973 |
|---|---|
| Street Address | 628 MAGNOLIA RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.16 ACRES 628 MAGNOLIA ROAD E OF JOPPATOWNE |
| Legal Subdivision | LAUREL BROOK |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 301301 |
628 Magnolia Rd is owned and occupied by two individuals who bought it in June 2023.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 MAGNOLIA RD, JOPPA, MD 21085-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 14, 2023 | Deed, Transfer · Stand-Alone First Mortgage SHAWN KRAMER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2023 · Amount on File |
| Deed Sale | Jun 14, 2023 · Amount on File |
| Prior Sale | Oct 12, 2011 · Amount on File |
| Deed Book / Page | 15937 / 345 |
| Transfer Doc | 0000002055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 23, 2026 |
| Property Address | 628 MAGNOLIA RD, JOPPA, MD 21085-4119 |
| Document Number | 0170510293 |
| Book / Page | 17051 / 293 |
| Instrument Date | Mar 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 MAGNOLIA RD, JOPPA, MD 21085-4119 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 14, 2023 |
| Property Address | 628 MAGNOLIA RD, JOPPA, MD 21085-4119 |
| Document Number | 0159370345 |
| Book / Page | 15937 / 345 |
| Instrument Date | Jun 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2023 |
| Title Company | BLACK OAK TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 628 MAGNOLIA RD, JOPPA, MD 21085-4119 |
| Investor | Possibly a Property Investor |
| Document Number | 0159370352 |
|---|---|
| Date | Jun 14, 2023 |
| Instrument | 15937-0352 |
| Name | SHAWN KRAMER |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 8, 2033 |
The 2026 property tax bill for 628 Magnolia Rd was $2,568 with a homeowner's exemption, up 34.7% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,568.00 (+34.66%) Homeowner's exemption | $235,700 (+10.95%) Land $91,800 Building $143,900 | $235,700 (-) Land $91,800 Building $143,900 |
| 2025 | $1,907.00 Homeowner's exemption | $212,433 | $235,700 Land $91,800 Building $143,900 |
| 2023 | $165,900 (+3.43%) Land $91,800 Building $74,100 | $165,900 (-) Land $91,800 Building $74,100 | |
| 2022 | $1,748.00 (-0.96%) | $160,400 | $165,900 Land $91,800 Building $74,100 |
| 2021 | $1,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Magnolia Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 628 Magnolia Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 85% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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