628 Madison Ln, Brasstown, NC 28902 Property Records

Cherokee County property record for 628 Madison Ln, Brasstown, NC 28902

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,304 sqft · built 2013
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`540902961225000`

Property Details

APN / Parcel Number

Primary APN	`540902961225000`
Alternative APNs	`38349` `62434`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,304 sqft Heated Area
Gross Area	5,628 sqft
1st Floor Area	1,680 sqft
Upper Floors Area	624 sqft
Basement Area	992 sqft
Unfinished Basement	992 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	289 ft deep x 213 ft wide
Terrain	Mountain
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	224 sqft
Deck Area	500 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62434
Street Address	628 MADISON LN
City	BRASSTOWN
State	NC
Zip	28902-0137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BRASSTOWN HEIGHTS 1474/287
Legal Subdivision	BRASSTOWN HEIGHTS
Legal Lot Number	4
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1011
Census Tract	930501

Owner

628 Madison Ln is owned and occupied by two individuals who acquired it in March 2024.

Source: Cherokee County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 MADISON LN, BRASSTOWN, NC 28902-0137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 26, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 26, 2024
Transfer Doc	001753/806
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	628 MADISON LN, BRASSTOWN, NC 28902-0137
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01634/0356
Date	Jan 16, 2020
Book Page	01634/0356
Instrument	00255

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	628 MADISON LN, BRASSTOWN, NC 28902-0137
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 MADISON LN, BRASSTOWN, NC 28902-0137

Mortgage

Document Number	001780/684
Date	Jun 24, 2025
Book Page	1780/684
Instrument	2887

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	951 W YAMATO RD STE 175, BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 26, 2024
Property Address	628 MADISON LN, BRASSTOWN, NC 28902-0137
Document Number	001753/806
Book / Page	1753 / 806
Instrument Date	Mar 26, 2024
Instrument	1367
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	628 MADISON LN, BRASSTOWN, NC 28902-0137

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	102 HIWASSEE ST, MURPHY, NC 28906-2905

Tax Assessment & Valuation

The 2025 property tax bill for 628 Madison Ln was $2,214.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,214.00	$326,410	$326,410 Land $32,800 Building $293,610
2023		$326,410	$326,410 Land $32,800 Building $293,610

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Madison Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Madison Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 90% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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