628 Macy St, West Palm Beach, FL 33405 Property Records

Palm Beach County property record for 628 Macy St, West Palm Beach, FL 33405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,264 sqft · built 1987
Lot Size0.121 acres (5,284 sqft)
OwnerIndividual Name on File
Last Sale$319,000 (Dec 2020)
Tax Bill$5,243 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Nov 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN74-43-44-09-05-000-4290

Property Details

APN / Parcel Number

Primary APN74-43-44-09-05-000-4290

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,264 sqft Living Area
Gross Area1,594 sqft
1st Floor Area1,264 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,284 sqft (0.121 acres)
Lot Dimensions107 ft deep x 49 ft wide
Garage TypeCarport
Garage Area330 sqft
CarportCarport
Carport Area330 sqft
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address628 MACY ST
CityWEST PALM BEACH
StateFL
Zip33405-4238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF7
Legal DescriptionFOREST RIDGE PARK LTS 429 & 430
Legal Range43E
Legal Township44S
Legal Section09
Legal SubdivisionFOREST RIDGE PARK
Legal Lot Number429
JurisdictionPALM BEACH FL
Township / Civil DivisionWEST PALM BEACH
Census Block Group3
Census Block3020
Census Tract3700

Owner

628 Macy St is owned and occupied by an individual who bought it in December 2020.

Source: Palm Beach County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Mailing Address628 MACY ST, WEST PALM BEACH, FL 33405-4238
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Nov 27, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 24, 2019Warranty Deed, Transfer
FLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS
Jul 5, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2020 · Amount on File
Deed SaleDec 10, 2020 · Amount on File
Prior SaleNov 27, 2019 · Amount on File
Deed Document Number2020473930
Deed Book / Page31995 / 1294
Prior Transfer DateMar 14, 1994
Prior Transfer Doc8164001167
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateDec 10, 2020
Property Address628 MACY ST, WEST PALM BEACH, FL 33405-4238
Document Number0319951294
Book / Page31995 / 1294
Map ReferenceMB 11 PG 58
Instrument DateDec 2, 2020
Instrument20200473930
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyTITLE ALLIANCE OF PALM BEACH

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,233.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address317 BAYSIDE RD, 317, PALM SPRINGS, FL 33461-1805

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 MACY ST, WEST PALM BEACH, FL 33405-4238

Mortgage

Document Number0319951296
DateDec 10, 2020
Instrument31995/1296
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateNov 27, 2019
Property Address628 MACY ST, WEST PALM BEACH, FL 33405-4238
Document Number0310550107
Book / Page31055 / 0107
Map ReferenceMB 11 PG 58
Instrument DateNov 25, 2019
Instrument20190436066
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyFLORIDA LAND TITLE INS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3500 SPRINGDALE BLVD # BLVDR312, 3500, PALM SPRINGS, FL 33461-6394

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address628 MACY ST, WEST PALM BEACH, FL 33405-4238

Mortgage

Document Number0310550109
DateNov 27, 2019
Instrument31055/0109
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPALM BEACH FL
Recording DateJul 24, 2019
Property Address628 MACY ST, WEST PALM BEACH, FL 33405-4238
Document Number0307730887
Book / Page030773 / 000887
Instrument DateJul 24, 2019
Instrument272119
Transaction TypeTransfer
Record UpdatedAug 16, 2019
Title CompanyFLORIDA LAND TITLE INSURANCE, FLORIDA LAND TITLE INS

Transaction

AmountAmount on Record
Tax$980.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3500 SPRINGDALE BLVD #R312 PALM SPRINGS FL 334611562, R312, PALM SPRINGS, FL 33461-1562

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPALM BEACH FL
Recording DateJul 5, 2017
Property Address628 MACY ST, WEST PALM BEACH, FL 33405-4238
Document Number0291960974
Book / Page029196 / 000974
Instrument DateMar 6, 2017
Instrument239473
Transaction TypeTransfer
Record UpdatedJul 18, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address628 MACY ST WEST PALM BEACH FL 334054238, WEST PALM BEACH, FL 33405-4238

Tax Assessment & Valuation

The 2025 property tax bill for 628 Macy St was $5,243 with a homeowner's exemption, up 3.3% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
MunicipalityWest Palm Beach City
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,243.00 (+3.27%) Homeowner's exemption$284,170$370,141 Land $163,948 Building $206,193
2024$5,077.00 (+2.71%)
2023$4,943.00 (+1.29%) Homeowner's exemption$268,117 (+3%)$373,639 (+18.73%) Land $182,820 Building $190,819
2022$4,880.00 Homeowner's exemption$260,308$314,703 Land $127,120 Building $187,583

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 628 Macy St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims3 (1979–1982)
Claims Outside the SFHA3 of 3
Most Recent ClaimMar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 628 Macy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST PALM BEACH WTP
serves 132,000 people · EPA ID FL4501559
Water SourceSurface water
Last State InspectionNov 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jul 2024
Total trihalomethanes
resolved · Jan 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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