628 Lindsey Dr, Union, MO 63084 Property Records

Franklin County property record for 628 Lindsey Dr, Union, MO 63084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,232 sqft · built 2009
Lot Size0.1 acres (4,356 sqft)
Owner2 Individual Names on File
Last Sale$191,000 (Sep 2018)
Tax Bill$1,815 (2025)
Deeds & MortgagesSep 2023 Mortgage
Sep 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-8-33.0-0-026-003.720

Property Details

APN / Parcel Number

Primary APN17-8-33.0-0-026-003.720

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,232 sqft Living Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Construction TypeFrame
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address628 LINDSEY DR
CityUNION
StateMO
Zip63084-5106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:11 KO KO HEIGHTS
Legal SubdivisionKO KO HEIGHTS
Legal Lot Number11
JurisdictionFRANKLIN MO
Township / Civil DivisionUNION
Census Block Group1
Census Block1019
Census Tract800605

Owner

628 Lindsey Dr is owned and occupied by two individuals who bought it in September 2018.

Source: Franklin County records, as of November 11, 2025

Owner of Record2 Individual Names on File
Mailing Address628 LINDSEY DR, UNION, MO 63084-5106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2023Deed of Trust, Mortgage · FHA Mortgage
ENDEAVOR CAPITAL LLC
Sep 21, 2018Warranty Deed, Transfer
BANK OF SULLIVAN
Jun 13, 2018Warranty Deed, Construction Loan · Construction Mortgage
LEGENDS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 21, 2018 · Amount on File
Deed SaleSep 21, 2018 · Amount on File
Prior SaleJun 13, 2018 · Amount on File
Deed Document Number201813210
Prior Transfer DateOct 23, 2009
Prior Transfer Doc0000003908
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address628 LINDSEY DR, UNION, MO 63084-5106
Transaction TypeMortgage
Record UpdatedOct 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002310819
DateSep 13, 2023
Instrument2310819
Lender
NameENDEAVOR CAPITAL LLC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2053

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateSep 21, 2018
Property Address628 LINDSEY DR, UNION, MO 63084-5106
Document Number0000013210
Instrument DateSep 20, 2018
Instrument13210
Transaction TypeTransfer
Record UpdatedOct 5, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address628 LINDSEY DR UNION MO 630845106, UNION, MO 63084-5106

Mortgage

Document Number13211
DateSep 21, 2018
Instrument13211
Lender
NameBANK OF SULLIVAN
TypeBank
AddressSULLIVAN, MO 63080
Agreement
AmountAmount on Record
Term360 Months
DueSep 20, 2048

June 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionFRANKLIN MO
Recording DateJun 13, 2018
Property Address628 LINDSEY DR, UNION, MO 63084-5106
Document Number0000008094
Instrument DateJun 12, 2018
Instrument8094
Transaction TypeConstruction Loan
Record UpdatedJul 25, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address109 N OAK ST UNION MO 630841635, UNION, MO 63084-1635

Mortgage

Document Number8095
DateJun 13, 2018
Instrument8095
Lender
NameLEGENDS BK
TypeBank
AddressLINN, MO 65051
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueJun 12, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 628 Lindsey Dr was $1,815.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalityUnion City
Unified School DistrictUnion R-XI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,815.00$30,442$160,220 Land $22,000 Building $138,220
2023$1,678.00 (-8.21%)$27,909$146,890 Land $22,000 Building $124,890
2022$1,828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 Lindsey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Lindsey Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION PWS
serves 12,348 people · EPA ID MO6010801
Water SourceGroundwater
Last State InspectionNov 2022
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Wave Internet Technologies
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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