Cecil County property record for 628 Leeds Rd, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,988 sqft · built 1956 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (Dec 2000) |
| Tax Bill | $3,694 (2026) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-017885 |
| Primary APN | 03-017885 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,988 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Type | Detached |
| Garage Area | 1,146 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Enclosed Pool |
|---|---|
| Pool Area | 648 sqft |
| Porch | Slab |
| Porch Area | 216 sqft |
| Deck Area | 312 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 017885 |
|---|---|
| Street Address | 628 LEEDS RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-3221 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | 1.3691 ACRES 628 LEEDS ROAD N/W OF CHILDS |
| Legal Subdivision | WOODLAND HILLS |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 3, ELKTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 30501 |
Source: Cecil County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 628 LEEDS RD, ELKTON, MD 21921-3221 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Sep 30, 2019 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 25, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2000 · Amount on Record |
| Deed Sale | Dec 12, 2000 · Amount on Record |
| Prior Sale | Sep 29, 1999 |
| Deed Document Number | 2000250880 |
| Deed Book / Page | 950 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 628 LEEDS RD, ELKTON, MD 21921-3221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 628 LEEDS RD, ELKTON, MD 21921-3221 |
| Document Number | 0053780051 |
|---|---|
| Date | Sep 22, 2023 |
| Book Page | 5378/51 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 27, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 628 LEEDS RD, ELKTON, MD 21921-3221 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0044720312 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 4472/312 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 628 LEEDS RD, ELKTON, MD 21921-3221 |
| Document Number | 0041620042 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 628 LEEDS RD ELKTON MD 219213221, ELKTON, MD 21921-3221 |
| Document Number | 0041620042 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 004162/000042 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,694.00 (+3.39%) Homeowner's exemption | $371,867 (+20.54%) | $425,000 (+23.08%) Land $81,600 Building $343,400 |
| 2025 | $3,573.00 (+36.11%) Homeowner's exemption | ||
| 2023 | $2,625.00 Homeowner's exemption | $308,500 | $345,300 Land $73,100 Building $272,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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