Stephenson County property record for 628 Lake Summerset Rd, Davis, IL 61019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,496 sqft · built 1974 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,785 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-10-12-202-011 |
| Primary APN | 06-10-12-202-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,496 sqft Base Area |
| 1st Floor Area | 2,496 sqft |
| Basement Area | 1,248 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 2,030 ft deep x 750 ft wide |
| Garage Type | Mixed |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 628 LAKE SUMMERSET RD |
|---|---|
| City | DAVIS |
| State | IL |
| Zip | 61019-9409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 628 SECT 4 COBBLEHILL SUB LSS |
| Legal Subdivision | COBBLEHILL SUBDIVISION |
| Legal Lot Number | 628 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | ROCK RUN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 100 |
628 Lake Summerset Rd is owned and occupied by an individual.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 628 LAKE SUMMERSET RD, DAVIS, IL 61019-9409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 628 Lake Summerset Rd was $1,785 with exemptions applied.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Rock Run Township |
| Unified School District | Dakota Community Unit School District 201 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,785.00 | $55,369 Land $1,208 Building $54,161 | $166,107 Land $3,624 Building $162,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Lake Summerset Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 628 Lake Summerset Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTTER CREEK LAKE UTILITIES DISTRICT serves 2,342 people · EPA ID IL2015320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: LiteWire.
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