628 Kingston Rd, Lexington, KY 40505 Property Records

Lexington-Fayette Urban County property record for 628 Kingston Rd, Lexington, KY 40505

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,191 sqft · built 1962
Lot Size	0.224 acres (9,749 sqft)
Owner	2 Individual Names on File
Last Sale	$166,000 (May 2022)
Tax Bill	$1,473 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2019 Mortgage + 2 more
APN	`13215000`

Property Details

APN / Parcel Number

Primary APN	`13215000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,191 sqft Living Area
Basement Area	975 sqft
Finished Basement	300 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Lot Area	9,749 sqft (0.224 acres)
Lot Width	65 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	628 KINGSTON RD
City	LEXINGTON
State	KY
Zip	40505-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	LOT 10; BOOK: 3715 PAGE: 139
Legal Subdivision	KINGSTON
Legal Block	B
Legal Lot Number	10
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHWEST
Census Block Group	1
Census Block	1002
Census Tract	3101

Owner

628 Kingston Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	628 KINGSTON RD, LEXINGTON, KY 40505-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage FORCHT BANK NA
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage QUICKEN LOANS INC
May 13, 2022	Deed, Transfer
Nov 22, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2022 · Amount on File
Deed Sale	May 13, 2022 · Amount on File
Prior Sale	Apr 27, 2022 · Amount on File
Deed Document Number	202236
Deed Book / Page	3939 / 440
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	628 KINGSTON RD, LEXINGTON, KY 40505-1830
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000587/618
Date	Jan 10, 2023
Book Page	0587/618

Lender

Name	FORCHT BANK NA

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	628 KINGSTON RD, LEXINGTON, KY 40505-1830
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009469/731
Date	Nov 22, 2019
Book Page	9469/731

Lender

Name	QUICKEN LOANS INC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 13, 2022
Property Address	628 KINGSTON RD, LEXINGTON, KY 40505-1830
Document Number	003939/440
Book / Page	3939 / 440
Transaction Type	Transfer
Record Updated	May 19, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Nov 22, 2019
Property Address	628 KINGSTON RD, LEXINGTON, KY 40505-1830
Document Number	3715/139
Book / Page	3715 / 139
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 628 Kingston Rd was $1,473 with a homeowner's exemption, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,473.00 (+1.94%)	$166,000 (-)	$166,000 (-)
2025	$1,445.00 Homeowner's exemption	$166,000	$166,000
2023	$1,478.00 Homeowner's exemption	$166,000	$166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 628 Kingston Rd; there have been 4 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (2006–2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 Kingston Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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