628 King St, Mount Pleasant, SC 29464 Property Records

Charleston County property record for 628 King St, Mount Pleasant, SC 29464

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,247 sqft · built 1957
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$285,100 (Oct 2003)
Tax Bill	$3,063 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`532-02-00-022`

Property Details

APN / Parcel Number

Primary APN	`532-02-00-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,247 sqft Living Area
1st Floor Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	214 ft deep x 91 ft wide
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	720 sqft
Porch	Slab
Porch Area	16 sqft
Deck Area	686 sqft
Patio Area	440 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	628 KING ST
City	MOUNT PLEASANT
State	SC
Zip	29464-4437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -MOULTRIE HEIGHTS DESCRIPTION -LT 6 BLK E
Legal Subdivision	MOULTRIE HEIGHTS
Legal Block	E
Legal Lot Number	6
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	4
Census Block	4030
Census Tract	4701

Owner

628 King St is owned and occupied by an individual who acquired it in November 2015.

Source: Charleston County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	628 KING ST, MOUNT PLEASANT, SC 29464-4437
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REV FEDERAL CREDIT UNION
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Nov 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage BENCHMARK MTG
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2003 · Amount on File
Deed Sale	Oct 3, 2003 · Amount on File
Deed Book / Page	470 / 6
Last Transfer Date	Nov 19, 2015
Transfer Doc	0519/0159
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	628 KING ST, MOUNT PLEASANT, SC 29464-4437
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09670281
Date	Mar 5, 2021
Book Page	967/281

Lender

Name	REV FEDERAL CREDIT UNION
Type	Credit Union
Address	CHARLESTON, SC 29423

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	45 Months
Due	Dec 19, 2024

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	628 KING ST, MOUNT PLEASANT, SC 29464-4437
Document Number	0946/0789
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 KING ST MOUNT PLEASANT SC 294644437, MOUNT PLEASANT, SC 29464-4437

Mortgage

Document Number	0946/0789
Date	Dec 31, 2020
Book Page	000946/000789

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 30, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	628 KING ST, MOUNT PLEASANT, SC 29464-4437
Document Number	0684/0305
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 KING ST MOUNT PLEASANT SC 294644437, MOUNT PLEASANT, SC 29464-4437

Mortgage

Document Number	0684/0305
Date	Dec 6, 2017
Book Page	000684/000305

Lender

Name	BENCHMARK MTG
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	628 KING ST, MOUNT PLEASANT, SC 29464-4437
Document Number	0684/0307
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	628 KING ST MOUNT PLEASANT SC 294644437, MOUNT PLEASANT, SC 29464-4437

Mortgage

Document Number	0684/0307
Date	Dec 6, 2017
Book Page	000684/000307

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	84 Months
Due	Dec 5, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 628 King St was $3,063, up 12.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,063.00 (+12.61%)	$802,700 (+2,775%) Land $403,190 Building $399,510	$1,688,200 Land $800,000 Building $888,200
2024	$2,720.00	$27,920
2022	$2,517.00	$27,920	$698,000 Land $350,600 Building $347,400
2020			$698,000 Land $350,600 Building $347,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 628 King St in Zone X, an area of minimal flood risk, though there have been 72 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 512 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	646 units insured incl. 134 condo units
Nearby Flood Claims	72 (1980–2024)
Claims Outside the SFHA	33 of 72
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Idalia, Aug 2023 · 4 claims Severe Storms And Flooding, Oct 2015 · 6 claims Hurricane Hugo, Sep 1989 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 628 King St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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