Manatee County property record for 628 Key Royale Dr, Holmes Beach, FL 34217
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,041 sqft · built 2012 |
| Lot Size | 0.363 acres (15,820 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Mar 2018) |
| Tax Bill | $25,209 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Mar 2018 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 72921-0000-0 |
| Primary APN | 72921-0000-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,041 sqft Living Area |
| Gross Area | 5,843 sqft |
| 1st Floor Area | 2,873 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Precast Concrete Panel |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,820 sqft (0.363 acres) |
| Lot Dimensions | 140 ft deep x 113 ft wide |
| View / Lot | Island |
| Garage Type | Attached |
| Garage Area | 610 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,192 sqft |
| Deck Area | 80 sqft |
| Patio Area | 1,617 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 628 KEY ROYALE DR |
|---|---|
| City | HOLMES BEACH |
| State | FL |
| Zip | 34217-1239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB_R1AA |
| Legal Description | LOT 2 KEY ROYALE ADDITION 5-A PI#72921.0000/0 |
| Legal Range | 16E |
| Legal Township | 34S |
| Legal Section | 21 |
| Legal Subdivision | KEY ROYALE ADDITION 5-A |
| Legal Tract | 07291800 |
| Legal Lot Number | 2 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | BRADENTON |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 1801 |
628 Key Royale Dr is owned and occupied by two individuals who bought it in March 2018.
Source: Manatee County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 628 KEY ROYALE DR, HOLMES BEACH, FL 34217-1239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 5, 2018 | Deed of Trust, Mortgage · ARM UBS BANK USA |
| Mar 29, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2018 · Amount on File |
| Deed Sale | Mar 29, 2018 · Amount on File |
| Prior Sale | Dec 3, 2014 · Amount on File |
| Deed Document Number | 201831449 |
| Deed Book / Page | 2720 / 6192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 628 KEY ROYALE DR, HOLMES BEACH, FL 34217-1239 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0041068868 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 2736/6446 |
| Instrument | 201841068868 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 628 KEY ROYALE DR, HOLMES BEACH, FL 34217-1239 |
| Document Number | 0027206192 |
| Book / Page | 002720 / 006192 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 41031449 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $9,800.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 628 KEY ROYALE DR HOLMES BEACH FL 342171239, HOLMES BEACH, FL 34217-1239 |
The 2025 property tax bill for 628 Key Royale Dr was $25,209 with a homeowner's exemption, up 2.7% from the year before.
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Municipality | Holmes Beach City |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,702,191 (+2.7%) | $2,833,194 (-0.84%) Land $706,995 Building $2,126,199 | |
| 2025 | $25,209.00 (+2.66%) | $1,657,440 | $2,857,180 Land $706,995 Building $2,150,185 |
| 2024 | $24,555.00 (+0.61%) | ||
| 2023 | $24,405.00 (+2.14%) Homeowner's exemption | $1,563,815 (+3%) | $3,133,990 (+22.06%) Land $706,995 Building $2,426,995 |
| 2022 | $23,894.00 Homeowner's exemption | $1,518,267 | $2,567,510 Land $424,728 Building $2,142,782 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 628 Key Royale Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 595 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 599 units insured incl. 4 condo units |
| Nearby Flood Claims | 581 (1999–2025) |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 628 Key Royale Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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